How it works
Modal to play video
Home loan standard terms and conditions
Displayed interest rates are subject to change. Kiwibank’s lending criteria, terms and conditions, and fees apply.
Retail products aren't available to financial institutions or wholesale customers.
*Your offset home loan can be linked to First Saver, Fast Forward Saver, Now, Free Up, Back Up Saver, Front Runner, Bill Blaster, Online Call and Revolving Credit accounts. Your offset home loan cannot be linked to Term Deposits, KiwiSaver, Notice Saver, Business Edge, Business Online Call, Business Performer, PIE Online Call, PIE Term Deposits, and any non-Kiwibank account.