Home loans

Talk to a specialist

Whether you’re buying, building or renovating, nesting or investing, we’ve got home loans to suit and specialists, a home loan repayment calculator and competitive interest rates to help get you there.

Find the right home loan for you

Interest rates are subject to change.

Switch to Kiwibank and get our home loan rate fixed for 3 years

Want a home loan that’s homegrown? We’re making it easy to switch to Kiwibank with our free refinancing package and a great rate of fixed for 3 years.

Minimum 20% equity. Interest rates subject to change. Kiwibank’s lending criteria, terms and conditions, and fees apply. See T&Cs for free refinancing package conditions.

Canstar Bank of the Year Home Loans 2021

Bank of the Year - Home Loans

We've received Canstar's 2021 Bank of the Year - Home Loans Award.

Learn more

Get help with your home loan

Getting a home loan

Start your home buying journey

Whatever stage you're at, we have home loans specialists and tools to help you through the process.

Talk to a specialist

Our home loan specialists can walk you through the process of buying a home and discuss what your options are.

Find a specialist

Use our calculator

Our mortgage calculator can help you get an idea of what your repayments could be for your new home.

Calculate now