Home loans

Talk to an expert

Whether you’re buying, building or renovating, nesting or investing, we’ve got home loans to suit and experts, home loan calculators and competitive interest rates to help get you there.

Find the right home loan for you

Interest rates are subject to change.

Get help with your home loan

Getting a home loan

Calculators to get you there

Apply for a home loan

Before applying, you may want to talk through your options with one of our home loan experts.

Talk to an expert

Our Mobile Mortgage Managers can come to you or our Banking Consultants are available in selected branches for appointments.

Find an expert

Ready to apply?

Our online application form takes around 25 minutes to complete. We'll ask about your earnings, expenditures, savings and how much you'd like to borrow.

Apply online

Already a Kiwibank customer?

Log in to Internet Banking and go to Apply & Open to get started.

Log in to Internet Banking