For information on how the traffic light system works and the latest branch opening hours, see our branch updates page.
Whether you’re buying, building or renovating, nesting or investing, we’ve got home loans to suit and specialists, a home loan repayment calculator and competitive interest rates to help get you there.
Free refinancing package conditions
Minimum lending of $50,000 with at least 20% equity. Maximum of two securities refinanced from another bank with no change in property ownership. Loans must not have guarantees and documentation must be signed by the property owner(s). The refinance can't form part of a series of same day transactions. You may need to pay for a) a Registered Valuation b) your existing bank's break cost and fees c) your own solicitor costs. Excludes Business Banking.
Standard terms and conditions
Displayed interest rates are subject to change. Kiwibank’s lending criteria, terms and conditions, and fees apply.