Getting a home loan
Co-own, a different way to own
With Co-own you may be able to turn the dream of owning a home into reality by teaming up with friends or whānau! Buying a property together is a way to get on the property ladder sooner.
First home buyers
Make home a place you own with our low interest rates, home loan specialists, tools and guides to help you through the maze of your first home buying journey.
Switch your home loan
Looking for a new home for your home loan? Our competitive interest rates, refinancing package and structure tailored to suit your circumstances are great places to start.
Get help with your home loan
Start your home buying journey
Whatever stage you're at, we have home loans specialists and tools to help you through the process.
Talk to a specialist
Our home loan specialists can walk you through the process of buying a home and discuss what your options are.
Find a specialistTry our calculators
Looking to fine tune the structure of your home loan or work out how much you could borrow? Use our calculators to compare options for your home loan.
Calculate nowHome loan standard terms and conditions
Displayed interest rates are subject to change. Kiwibank’s lending criteria, terms and conditions, and fees apply.
Co-own: Maximum four people per application. Offset home loan may not be available. Excludes business banking.