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If you're financially impacted by COVID-19 and need support, see how we can help you. For information on latest branch opening hours in the Northland, Auckland and Waikato regions see our branch updates page.
Whether you’re buying, building or renovating, nesting or investing, we’ve got home loans to suit and specialists, home loan calculators and competitive interest rates to help get you there.
Find the right home loan for you
Interest rates are subject to change.
Bank of the Year - Home Loans
We've received Canstar's 2021 Bank of the Year - Home Loans Award.
Get help with your home loan
Getting a home loan
First home buyers
Make home a place you own with our low interest rates, home loan specialists, tools and guides to help you through the maze of your first home buying journey.
Make home a place you own with our low interest rates, home loan specialists, tools and guides to help you through the maze of your first home buying journey.
Switch your home loan
Looking for a new home for your home loan? Our competitive interest rates, refinancing package and structure tailored to suit your circumstances are great places to start.
Looking for a new home for your home loan? Our competitive interest rates, refinancing package and structure tailored to suit your circumstances are great places to start.
Buy your next house
Whether you’re moving to a new home or looking to join the property investor ranks, we can help you buy your next house.
Whether you’re moving to a new home or looking to join the property investor ranks, we can help you buy your next house.
Calculators to get you there
What will your repayments be?
Work out your regular repayments and how quickly you could pay off your home loan.
Work out your regular repayments and how quickly you could pay off your home loan.
How much can you spend on a house?
See what type of house you could buy based on the weekly payments you could afford.
See what type of house you could buy based on the weekly payments you could afford.
How much could you borrow?
Get a quick idea of how much we’ll lend you to buy a home.
Get a quick idea of how much we’ll lend you to buy a home.
Start your home buying journey
Whatever stage you're at, we have home loans specialists and tools to help you through the process.
Standard terms and conditions
Displayed interest rates are subject to change. Kiwibank’s lending criteria, terms and conditions, and fees apply.