Welcome to Kiwibank
Our name says it all. We're a bank made for New Zealanders, by New Zealanders. Helping Kiwis achieve financial independence is what we do.
Mind-blowingly low interest
Pay 0% p.a. interest for the first 12 months on balances transferred from non-Kiwibank credit cards. Current interest rate on purchases is 9.95% p.a. Apply between 20 Oct – 30 Nov 2019. T&Cs apply. More about Low Rate Visa
Protect your future and theirs
Try our Life & Living Insurance estimator to see what kind of cover could work for you and how much you might need in order to protect your lifestyle and loved ones. Calculate your cover today
Kiwibank is phasing out cheques – see the timings and ways we can support you through this transition. Find out more
Do we have your IRD number?
If we don’t have your IRD number, from 1 April 2020, the default Resident Withholding Tax (RWT) rate on any interest earned will be increasing from 33% to 45%. Find out how to check or add your IRD number. Read more
Helping you meet your financial goals
Nine steps to financial fitness
Just like physical fitness, financial fitness takes a little bit of work. Here are some training tips.
Building an emergency fund
An emergency fund can stop you from having to dip into your credit card or borrow money if something unexpected crops up.