Welcome to Kiwibank
Our name says it all. We're a bank made for New Zealanders, by New Zealanders. Helping Kiwis achieve financial independence is what we do.
Roll your debts into a personal loan
Consolidate your debts today and pay 15.95% p.a. fixed for the life of your Kiwibank Personal Loan. Minimum new loan amount $10,000. A $240 establishment fee applies. Lending criteria, terms and conditions apply. Learn more about personal loans
Do we have your IRD number?
If we don’t have your IRD number, from 1 April 2020, the default Resident Withholding Tax (RWT) rate on any interest earned will be increasing from 33% to 45%. Find out how to check or add your IRD number. Read more
Who are you backing?
Over three million Kiwis are unknowingly backing Australia. Are you one of them?
Helping you meet your financial goals
Nine steps to financial fitness
Just like physical fitness, financial fitness takes a little bit of work. Here are some training tips.
Building an emergency fund
An emergency fund can stop you from having to dip into your credit card or borrow money if something unexpected crops up.