Roll your debts into a personal loan

Consolidate your debts today and pay 15.95% p.a. fixed for the life of your Kiwibank Personal Loan. Minimum new loan amount $10,000. A $240 establishment fee applies. Lending criteria, terms and conditions apply. Learn more about personal loans


Do we have your IRD number?

If we don’t have your IRD number, from 1 April 2020, the default Resident Withholding Tax (RWT) rate on any interest earned will be increasing from 33% to 45%. Find out how to check or add your IRD number. Read more


Who are you backing?

Over three million Kiwis are unknowingly backing Australia. Are you one of them?

Tile - cheques


Kiwibank is phasing out cheques – see the timings and ways we can support you through this transition. Find out more