Want to take flight with an Air New Zealand Airpoints™ credit card? Or are you after a low rate, low fee, just-in-case credit card? However you want to use it, we’ve got a credit card to suit.


Find the right credit card for you

2,000kgs of plastic recycled into cards

All our EFTPOS, debit and credit cards are now made of 82% recycled plastic. This will help remove our carbon emissions as a business and reduce new plastic from being created.

Apply for a credit card

To apply for a Kiwibank Credit Card, you must be at least 18 years of age, a New Zealand permanent resident and have a good credit history.

New to Kiwibank?

Apply right here, right now. We'll let you know exactly what you need and you may be approved on the spot.

Apply now

Already a Kiwibank customer?

Log in to Internet Banking and go to Apply & Open to make it happen.

Log in to Internet Banking

If you’re new to Kiwibank, we’ll need to see some ID to verify your identity and address. If you aren’t already an Airpoints member, we’ll sign you up for free when your Airpoints credit card is approved.