Compare your credit card options
A credit card with no account fee and up to 55 interest-free days for everyday use.
Other fees and interest apply. Interest rates are subject to change.
Get peace of mind with built-in travel insurance on eligible domestic and overseas travel.
Other fees, interest apply and eligibility criteria apply. Interest rates are subject to change.
Cards that work for you
Bring your balance across
Transfer balances from eligible non-Kiwibank credit cards or store cards and pay less interest on your balance for a set period.
Protect your card from fraud
Learn how card fraud happens, what warning signs to look for and what to do if your card or card details are compromised.
Everyday spending without credit
A Visa Debit Card lets you you use your own money to pay in-store, online and overseas without applying for credit.
Thoughtfully designed cards
Discover the accessibility features, design details and materials behind our Kiwibank cards.
Apply for a credit card
New to Kiwibank?
Apply right here, right now. We'll let you know exactly what you need and you may be approved on the spot.
Apply nowAlready a Kiwibank customer?
Log in to Internet Banking and go to Apply & Open to make it happen.
Log in to Internet BankingChanges to your existing card?
See how to increase your credit limit or change card types.
Find out moreStandard terms and conditions
Lending criteria, terms and conditions, and fees apply. Interest rates, fees and limits subject to change. Download the Credit cards terms and conditions.
Download the Kiwibank Apple Pay Terms & Conditions.
Download the Kiwibank Google Pay Terms & Conditions.
Retail products aren't available to financial institutions or wholesale customers.