Credit cards

Compare cards

Want to take flight with an Air New Zealand Airpoints™ credit card? Or are you after a low rate, low fee, just-in-case credit card? However you want to use it, we’ve got a credit card to suit.

   

Find the right credit card for you

Low rate

Our card with our lowest purchase interest rate.

  • balance transfer rate
  • $15 six monthly account fee
  • Up to 55 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Airpoints rewards

Special

Earn rewards, pay low fee and rates.

  • Earn one Airpoints Dollar™ for every $160 of eligible spend*
  • $12.50 six monthly fee
  • Up to 44 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Enjoy 100 bonus Airpoints Dollars™ with promo code KB100. Enter the promo code at time of application. Offer available from 1 September to 6 October 2019. T&Cs apply.

Low rate

Don't want to pay an account fee? This is the credit card for you.

  • balance transfer rate
  • No account fee
  • Up to 55 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Airpoints rewards

Special

Earn rewards as you spend.

  • Earn one Airpoints Dollar™ for every $120 of eligible spend*
  • $32.50 six monthly fee
  • Up to 44 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Enjoy 100 bonus Airpoints Dollars™ with promo code KB100. Enter the promo code at time of application. Offer available from 1 September to 6 October 2019. T&Cs apply.

Low rate

A low fee card with a higher limit and built-in overseas travel insurance.

  • balance transfer rate
  • $40 six monthly account fee
  • Up to 55 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Airpoints rewards

Special

Our ultimate rewards card.

  • Earn one Airpoints Dollar™ for every $75 of eligible spend* and one Status Point for every $200
  • $75 six monthly account fee
  • Up to 44 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Save $300 with a two-year fee waiver with promo code FW002 or enjoy 300 bonus Airpoints Dollars™ with promo code AP300. Enter the applicable promo code at time of application. Offer available from 1 September to 6 October 2019. T&Cs apply.

Apply for a credit card

To apply for a Kiwibank Credit Card, you must be at least 18 years of age, a New Zealand permanent resident and have a good credit history.

New to Kiwibank?

Apply right here, right now. We'll let you know exactly what you need and you may be approved on the spot.

Apply now

Already a Kiwibank customer?

Log in to Internet Banking and go to Apply & Open to make it happen.

Log in to Internet Banking

By phone

If you're already a Kiwibank Credit Card customer or you don't have Internet Banking, you can apply over the phone.

Phone 0800 521 521

If you’re new to Kiwibank, we’ll need to see some ID to verify your identity and address. If you aren’t already an Airpoints member, we’ll sign you up for free when your Airpoints credit card is approved.