Want to take flight with an Air New Zealand Airpoints™ credit card? Or are you after a low rate, low fee, just-in-case credit card? However you want to use it, we’ve got a credit card to suit.

Get answers to your COVID-19 credit card questions

We know COVID-19 is creating a lot of uncertainty and you may have a few questions relating to your credit card. We have a special 'Ask Kiwibank Anything' COVID-19 Q&A hub specifically for card questions. If there’s a question you have that hasn’t been answered already, submit it to us to answer and we’ll publish it.


Find the right credit card for you

Apply for a credit card

To apply for a Kiwibank Credit Card, you must be at least 18 years of age, a New Zealand permanent resident and have a good credit history.

New to Kiwibank?

Apply right here, right now. We'll let you know exactly what you need and you may be approved on the spot.

Apply now

Already a Kiwibank customer?

Log in to Internet Banking and go to Apply & Open to make it happen.

Log in to Internet Banking

By phone

If you're already a Kiwibank Credit Card customer or you don't have Internet Banking, you can apply over the phone.

Phone 0800 521 521

If you’re new to Kiwibank, we’ll need to see some ID to verify your identity and address. If you aren’t already an Airpoints member, we’ll sign you up for free when your Airpoints credit card is approved.