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Credit cards

Take flight with an Air New Zealand Airpoints™ credit card. Or, a low rate, low fee, just-in-case credit card. However you want to use it, we’ve got a credit card to suit. This is choosing what works for you.


Find the right credit card for you

Apply for a credit card

To apply for a Kiwibank Credit Card, you must be at least 18 years of age, a New Zealand permanent resident and have a good credit history.

If you’re new to Kiwibank, we’ll need to see some ID to verify your identity and address. If you aren’t already an Airpoints member, we’ll sign you up for free when your Airpoints credit card is approved.

New to Kiwibank?

Apply right here, right now. We'll let you know exactly what you need and you may be approved on the spot.

Apply now

Already a Kiwibank customer?

Log in to Internet Banking and go to Apply & Open to make it happen.

Log in to Internet Banking

Changes to your existing card?

See how to increase your credit limit or change card types.

Find out more