Credit cards

Compare cards

Want to take flight with an Air New Zealand Airpoints™ credit card? Or are you after a low rate, low fee, just-in-case credit card? However you want to use it, we’ve got a credit card to suit.

   

Find the right credit card for you

Low rate

Special

Our card with our lowest purchase interest rate.

  • balance transfer rate
  • $15 six monthly account fee
  • Up to 55 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Pay 0% p.a. interest for the first 12 months on balances transferred from a non-Kiwibank credit card. Apply between 31 July - 1 September 2019.

Airpoints rewards

Earn rewards, pay low fee and rates.

  • Earn one Airpoints Dollar™ for every $160 of eligible spend*
  • $12.50 six monthly fee
  • Up to 44 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Low rate

Special

Don't want to pay an account fee? This is the credit card for you.

  • balance transfer rate
  • No account fee
  • Up to 55 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Pay 0% p.a. interest for the first 12 months on balances transferred from a non-Kiwibank credit card. Apply between 31 July - 1 September 2019.

Airpoints rewards

Earn rewards as you spend.

  • Earn one Airpoints Dollar™ for every $120 of eligible spend*
  • $32.50 six monthly fee
  • Up to 44 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Low rate

Special

A low fee card with a higher limit and built-in overseas travel insurance.

  • balance transfer rate
  • $40 six monthly account fee
  • Up to 55 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Pay 0% p.a. interest for the first 12 months on balances transferred from a non-Kiwibank credit card. Apply between 31 July - 1 September 2019.

Airpoints rewards

Our ultimate rewards card.

  • Earn one Airpoints Dollar™ for every $75 of eligible spend* and one Status Point for every $200
  • $75 six monthly account fee
  • Up to 44 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Apply for a credit card

To apply for a Kiwibank Credit Card, you must be at least 18 years of age, a New Zealand permanent resident and have a good credit history.

New to Kiwibank?

Apply right here, right now. We'll let you know exactly what you need and you may be approved on the spot.

Apply now

Already a Kiwibank customer?

Log in to Internet Banking and go to Apply & Open to make it happen.

Log in to Internet Banking

By phone

If you're already a Kiwibank Credit Card customer or you don't have Internet Banking, you can apply over the phone.

Phone 0800 521 521

If you’re new to Kiwibank, we’ll need to see some ID to verify your identity and address. If you aren’t already an Airpoints member, we’ll sign you up for free when your Airpoints credit card is approved.