Want to take flight with an Air New Zealand Airpoints™ credit card? Or are you after a low rate, low fee, just-in-case credit card? However you want to use it, we’ve got a credit card to suit.
Our card with our lowest purchase interest rate.
Other fees and interest apply. Interest rates are subject to change.
Our ultimate rewards card.
Other fees and interest apply. Interest rates are subject to change.
Earn rewards, pay low annual account fee and rates.
Other fees and interest apply. Interest rates are subject to change.
Don't want to pay an annual account fee?
Other fees and interest apply. Interest rates are subject to change.
Earn rewards as you spend.
Other fees and interest apply. Interest rates are subject to change.
Other fees and interest apply. Interest rates are subject to change.
Other fees and interest apply. Interest rates are subject to change.
Other fees and interest apply. Interest rates are subject to change.
Make 2021 the year you pay off your credit card debt faster with a balance transfer. Pay for the first on balances transferred from non-Kiwibank credit cards. You'll thank yourself. Apply before 28 February 2021. T&Cs apply.
To apply for a Kiwibank Credit Card, you must be at least 18 years of age, a New Zealand permanent resident and have a good credit history.
Apply right here, right now. We'll let you know exactly what you need and you may be approved on the spot.
Apply nowLog in to Internet Banking and go to Apply & Open to make it happen.
Log in to Internet BankingIf you're already a Kiwibank Credit Card customer or you don't have Internet Banking, you can apply over the phone.
If you’re new to Kiwibank, we’ll need to see some ID to verify your identity and address. If you aren’t already an Airpoints member, we’ll sign you up for free when your Airpoints credit card is approved.
Standard terms and conditions
Lending criteria, terms and conditions, and fees apply. Interest rates, fees and limits subject to change. See all credit cards terms and conditions.
Kiwibank is the issuer of the Air New Zealand Airpoints credit cards. Airpoints terms and conditions apply. See airpoints.co.nz for details.
*Eligible purchases excludes fees or interest, balance transfers, credit card repayment insurance, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or cash withdrawals made from an ATM, or any transaction that is reversed, refunded or charged back.