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Tools
Credit cards
We’ve got a great range of credit cards, including Air New Zealand reward cards to get you off the ground quicker, and low interest cards to help you minimise your costs.
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Low interest cards
Reduce your credit card costs with our low interest cards.
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Reward cards
Earn Airpoints Dollars every time you spend on your card *.
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Which card for me?
Compare card features on our credit card comparison table.
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Should I switch?
Our balance transfer rate could save you money.
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Managing your card
Tips and info for Kiwibank Credit Cardholders.
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Visa Debit Card
Buy stuff online and overseas using your own money.
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Manage your finances
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Credit card questions answered
How do you make sense of your statement? How do balance transfers work? Find out the answers to your top credit card questions. Watch it - heaps!
- Borrowing money - your options
Conditions
* Airpoints Dollars are not available on balance transfers, credit card repayment insurance or cash advances.
Interest free period applies provided that you pay off your entire balance each month by the due date. Interest free period does not apply to cash advances or balance transfers. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Air New Zealand Airpoints
Air New Zealand’s Airpoints programme terms and conditions apply, visit airnewzealand.co.nz/airpoints for details. Airpoints Dollars is Air New Zealand’s registered trademark and is Air New Zealand’s Airpoints programme currency.
Balance transfers
Kiwibank’s lending criteria, terms and conditions and fees apply. Interest rates subject to change.
The special balance transfer interest rate applies to the balance transferred from another credit or store card and is available for new and existing Kiwibank customers who apply for a Kiwibank MasterCard. Where you have made more than one balance transfer, payments applied to balance transfers will be applied to the balance transfer with the lowest interest rate first. After six our standard purchase interest rates will apply to any balance transferred. This offer is not available on existing Kiwibank Credit Card balances or business credit cards. Transfers are subject to your Kiwibank approved credit limit. Interest will be charged on the amount you transfer from the date the transfer is processed.