Sometimes you just want a bit of certainty in life. That’s what you get with a fixed rate home loan – the confidence of knowing exactly what your interest rates will be and how much your regular repayments during your fixed term will be. This is certainty.

  • Your interest rate will stay the same during the term that you choose.

  • If interest rates rise during the term of your fixed loan, you won’t be affected. However, if it falls, you won’t be able to take advantage of lower rates.

  • Budget with certainty, as you’ll know what your repayments will be.

  • Some flexibility – you can make extra payments each year that's up to a total of 5% of what your loan amount is when the term of your fixed loan starts.

How it works


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