Once you've found a property and you plan on making an offer or bidding at auction, share the property details with your Kiwibank Home Loan specialist to confirm how much you can offer for the particular property. They'll also discuss what you’ll need to provide before getting unconditional financing.
Our tips on what to do before you make an offer cover property checks and inspections you might want to carry out and common conditions to include in your offer. Your property lawyer should also check the paperwork to make sure that all conditions and deadlines are clear before you sign the sale and purchase agreement. For more information on what to ask your lawyer when buying a property, visit settled.govt.nz.
When you’re ready to make an unconditional offer, there are two important things to know:
- If you’ve submitted a conditional offer and it’s been accepted, you’ll need to meet those conditions before your offer becomes unconditional and you can complete the purchase.
- If you’ve won an auction or submitted an unconditional offer, once the offer is accepted you’re required to go through with it.