Find the right savings account for you
Banking adds hurdles — we remove them
With our Online Call account, you get instant access to your savings, and full interest, regardless of how often you dip in and out. We'll grow your savings balance with no hoops or hurdles.
Start building your savings today
Start with any amount
No minimum balance required to open a savings account.
Choose how you want to save
Pick an account that fits how you want to save, whether that’s easy access or earning a better rate over time.
Stay on track
Use Goal Tracker in our app or internet banking to see your progress and build your savings over time.
Manage your savings from anywhere
Watch how easy it is to open savings accounts, reach savings goals faster and save money – all in our mobile app.
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Tools & guides to help you build your savings
Open a savings account
Want to talk through options?
No problem, complete our online form and an investment specialist will call you.
Request a call backAlready a Kiwibank customer?
Log in to our mobile app or internet banking and go to 'Apply & Open' to make it happen.
Log in to Internet BankingNew to Kiwibank?
Welcome! Complete our online form to join Kiwibank and open your savings and investment accounts.
Join nowIf you're a business banking customer, find out more about opening a business account.
Standard terms and conditions
Interest rates are subject to change. The rate of return for Notice Saver can change at any time and without notice. This means the rate might go up or down during the term your investment.
Units in the Kiwibank PIE Online Call Fund and Kiwibank Notice Saver are issued by Kiwibank Investment Management Limited and are distributed by Kiwibank Limited. See all investments terms and conditions or pick up copies from your nearest Kiwibank.
This communication contains general information only and not investment or tax advice, and as such you shouldn't rely on it as the sole basis for any financial decision. Potential investors should seek professional advice as to whether an investment is right for them, including the taxation implications of such an investment.
Retail products aren't available to financial institutions or wholesale customers.