Key features & benefits
Interest rates are subject to change.
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Great if you need immediate access to your money.
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No minimum balance required to open an account or earn interest.
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Can be opened at any age.
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Add money whenever you like and leave it in your account for as long as you like.
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Choose from an Online Call or a PIE Online Call account. PIE Online Call is a PIE investment.
How it works
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What it costs
There are no account management or transaction fees because you manage your savings online (other fees may apply).
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Self-manage your account
You're in control – you can open and manage your Online Call account anytime and anywhere using internet banking or our mobile app.
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How interest is paid
Interest is calculated daily and paid monthly.
PIE Online Call
It works the same as a regular Online Call, but it could have tax advantages for you. Usually you’d pay your regular income tax on interest earned on savings accounts, which could be up to 39%. With a PIE, the maximum tax you’ll pay on the returns you earn is 28% – meaning you could keep more of your return in your pocket.
Withdrawals from a PIE Online Call go into an account that you nominate when you set up your investment. To change this account, please complete a nominated account change form (PDF 43.2 KB).
Apply now
If you’re keen to build your nest egg with an Online Call account, you can apply online.
Once your application is complete, our team will get in touch with you so make sure you have your:
- IRD number and the IRD number of any joint applicant(s)
- Prescribed Investor Rate (PIR) if you're applying for a PIE investment
- Passport and/or driver licence to verify your identity and your address.
If you're a business banking customer, please call 0800 601 601 or talk to our business banking managers.
New to Kiwibank or want to talk through options?
No problem, the easiest way to apply is to complete our form and an investment specialist will call you.
Apply nowAlready a Kiwibank customer?
Log in to Internet Banking and go to Apply & Open to make it happen.
Log in to Internet BankingIn branch
You can also visit one of our branches whether you're new to Kiwibank or already a Kiwibank customer.
Find my nearest KiwibankOther options you may be interested in
Standard terms and conditions
Interest rates are subject to change.
Units in the Kiwibank PIE Online Call Fund are distributed by Kiwibank and are issued by Kiwibank Investment Management Limited. See all investments terms and conditions or pick up copies from your nearest Kiwibank.
This communication contains general information only and not investment or tax advice, and as such you shouldn't rely on it as the sole basis for any financial decision. Potential investors should seek professional advice as to whether an investment is right for them, including the taxation implications of such an investment.
Retail products aren't available to financial institutions or wholesale customers.