Online Call

Our Online Call savings account lets you earn interest while still having immediate access to your money whenever you need it. This is helping you to reach your savings goals faster.
Family time
  • Gives you immediate access to your money as no withdrawal notice is required

  • Flexibility to make as many withdrawals as you like, while still earning interest

  • No account management or transaction fees

  • Add money whenever you like and leave it in your account for as long as you like

  • No minimum age or balance required to open an account or earn interest

  • Choose from an Online Call or a PIE Online Call account. PIE Online Call is a PIE investment.

How it works

PIE Online Call

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It works the same as a regular Online Call, but it could have tax advantages if your regular income tax rate is 30, 33 or 39%. With a PIE, the maximum tax you’ll pay on the returns you earn is 28% – meaning you could keep more of your return in your pocket.

Withdrawals from a PIE Online Call go into one of your Kiwibank accounts or an account that you nominate when you set up your investment. To change this account, please complete a nominated account change form or send us a secure message through our mobile app or internet banking.

Apply now

If you’re keen to build your nest egg with an Online Call account, you can apply or open online.

Once your application is complete, our team will get in touch with you so make sure you have your:

  • IRD number and the IRD number of any joint applicant(s)
  • Prescribed Investor Rate (PIR) if you're applying for a PIE investment
  • Passport and/or driver licence to verify your identity and your address.

If you're a business banking customer, please call 0800 601 601 or talk to our business banking managers.

New to Kiwibank?

Welcome! Complete our online application form to join Kiwibank. From there you can can open your new savings and investment account.

Join now

Already a Kiwibank customer?

Log in to internet banking and go to Apply & Open to make it happen.

Log in to Internet Banking

Want to talk through options?

No problem, the easiest way to apply is to complete our form and an investment specialist will call you.

Apply now

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