Kia Ora, Welcome to Kiwibank

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Current rates & specials

See all rates and fees

Interest rates are subject to change.

COVID-19 support & updates

Branch updates
- All branches in Alert Level 2 regions are open with normal opening hours.
- A select number of branches in Auckland and Waikato are open Wednesdays and Fridays, 10am-2pm, to support customers who have urgent banking requirements.
Read more on our branch updates page.

Apply for new support
We have a range of initiatives under Kiwibank's Relief and Resilience Programme to try to support you through these difficult times.
- See personal support
- See business support

Banking online

Need help banking from home? We've got a range of videos and 'how to' guides in our online banking support hub to walk you through using internet banking and our mobile app.
Unfortunately, times like these can also lead to increased phishing scams. Learn how to keep yourself safe online.

COVID-19 updates Ways to bank online

Home loans

Guides, tips & tools to help you manage your money

Managing your money

Online scams

Ways to save

Weekly podcasts with The Spinoff

Ways to borrow

Managing your credit card

See all tools & calculators Read more tips & guides

Notices & disclosures

Standard terms and conditions

Displayed interest rates are subject to change. Kiwibank’s lending criteria, terms and conditions, and fees apply.