Kia Ora, Welcome to Kiwibank

Current rates & specials

Interest rates are subject to change.

COVID-19 support

Home loan guides & tools

First home buyers guide

Whether you're ready right now or it's a little while away, we're here to help you on your home loan journey. We've got tools, guides and the right people to support you along the way.

Flexible home loan options

Want flexibility to change or ramp up your home loan repayments? We’ve dropped our variable home loan rates by 1% p.a., so you can flex or stretch your payments to suit your lifestyle.

Notices & disclosures