Getting ahead with Kiwibank
Get 1% of your new home loan in cash, up to $10,000
Whether you're a first home buyer, looking for your next home or are ready to switch, get 1% of your new home loan with Kiwibank as a cash contribution, up to $10,000.
Minimum new lending $300k. Minimum 20% equity required and income credited to a Kiwibank account. Offer available for new home loans applied for from 7 June 2022 - 15 July 2022. Drawndown by 26 August 2022. Conditional on your banking relationship with us not significantly changing over the next four years. Excludes loans for business purposes. Kiwibank’s lending criteria, terms and conditions, fees and cash contribution terms apply.
Home loan guides & tools
Co-own, a different way to own
With Co-own you may be able to turn the dream of owning a home into reality by teaming up with friends or whānau! Buying a property together is a way to get on the property ladder sooner.
With Co-own you may be able to turn the dream of owning a home into reality by teaming up with friends or whānau! Buying a property together is a way to get on the property ladder sooner.
Switch your home loan
Looking to switch your home loan? Our competitive interest rates, refinancing package and structure tailored to suit your circumstances are great places to start.
Looking to switch your home loan? Our competitive interest rates, refinancing package and structure tailored to suit your circumstances are great places to start.
First home buyer calculator
Use our first home buyer calculator to work out how much you may be able to borrow and compare different repayment scenarios.
Use our first home buyer calculator to work out how much you may be able to borrow and compare different repayment scenarios.