We’ve got through lockdown, now it’s time to support New Zealand’s economic recovery. We've reset our variable loan rates – dropping them by 1% and saving Kiwis $20m over the next year.
COVID-19 updates
We’ve got a range of initiatives to support you or your business, if you’ve been financially impacted by COVID-19, We also have guides to help you bank from home. For all other updates, see our COVID-19 page.
All our branches have returned to normal trading hours. See our latest branch updates for more information.
It's time to reset
Current rates & specials
Interest rates are subject to change.
COVID-19 support
Personal customers
We have a range of initiatives as part of our Kiwibank COVID-19 Relief and Resilience programme to try and support you through these difficult times.
We have a range of initiatives as part of our Kiwibank COVID-19 Relief and Resilience programme to try and support you through these difficult times.
Business customers
We have a Kiwibank COVID-19 Relief and Resilience programme for our business customers as well as information on how to apply for the Government's Business Finance Guarantee Scheme loan.
We have a Kiwibank COVID-19 Relief and Resilience programme for our business customers as well as information on how to apply for the Government's Business Finance Guarantee Scheme loan.
Ways to bank online
We have guides to help you bank from home, including how to reset your internet banking password or mobile app PIN, updating your personal details or making online payments
We have guides to help you bank from home, including how to reset your internet banking password or mobile app PIN, updating your personal details or making online payments
What do the recent LVR changes mean if I'd like to purchase my first home?
While the Reserve Bank has removed the restriction to banks, it doesn’t mean the requirement for a deposit has been removed. It simply means that we may be able to lend to customers that we may not have been able to previoulsy.
Ask Kiwibank Anything - questions answered
Getting you into your first home
First home buyers guide
Whether you're ready right now or it's a little while away, we're here to help you on your home loan journey. We've got tools, guides and the right people to support you along the way.
