Update on services
We have restored access to our internet banking and mobile services. Our contact centre is experiencing high demand and we ask for your patience as our team works through the backlog. We apologise for the inconvenience.
Kia Ora, Welcome to Kiwibank
Current rates & specials
Interest rates are subject to change.
Tackling housing supply with demand measures
The Government has released its much-awaited housing policy response to the current housing crisis. Read our economist's take on tackling housing supply with demand measures.
Home loan guides & tools
First home buyers
Make home a place you own with our low interest rates, home loan specialists, tools and guides to help you through the maze of your first home buying journey.
Make home a place you own with our low interest rates, home loan specialists, tools and guides to help you through the maze of your first home buying journey.
Switch your home loan
Looking to switch your home loan? Our competitive interest rates, refinancing package and structure tailored to suit your circumstances are great places to start.
Looking to switch your home loan? Our competitive interest rates, refinancing package and structure tailored to suit your circumstances are great places to start.
Home loan calculators
Our mortgage calculators can help you work out how to manage your home loan, pay your home off more quickly or get into your next home.
Our mortgage calculators can help you work out how to manage your home loan, pay your home off more quickly or get into your next home.
Guides, tips & tools to help you manage your money
COVID-19 support & updates
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Apply for new support
We have a range of initiatives under Kiwibank's Relief and Resilience Programme to try to support you through these difficult times.
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Request for further support
If you’ve already been receiving home loan or credit card support under Kiwibank’s Relief and Resilience Programme, you can apply for further support here.
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Branch updates
Under COVID Level 1, all branches around the country will be open as usual. See our branch updates page for more information.
