If you’ve been financially impacted by COVID-19 and need support, see the range of initiatives we’ve put in place if you’re a personal banking customer or a business banking customer. For all other COVID-19 updates, see here.
See latest information on the Government's Finance Guarantee Scheme for businesses.
You can apply for a credit card online whether you’re new to Kiwibank or you’re an existing Kiwibank customer. You must have a good credit history, be at least 18 years of age and be either a New Zealand citizen or a Permanent Resident Visa holder*.
You might just get approved on the spot.
Our lowest purchase interest rate.
Other fees and interest apply. Interest rates are subject to change.
No annual account fee and a lower interest rate.
Other fees and interest apply. Interest rates are subject to change.
A low annual account fee card with a higher limit and built-in travel insurance.
Other fees and interest apply. Interest rates are subject to change.
Earn rewards, pay low annual account fee and rates.
Other fees and interest apply. Interest rates are subject to change.
Earn rewards as you spend.
Other fees and interest apply. Interest rates are subject to change.
Our ultimate rewards card.
Other fees and interest apply. Interest rates are subject to change.
* A Permanent Resident Visa is different to a Resident Visa. If you hold a Resident Visa, you won’t be able to apply for a Kiwibank Credit Card, you have to hold a Permanent Resident Visa.
Standard terms and conditions
Lending criteria, terms and conditions, and fees apply. Interest rates, fees and limits subject to change. See all credit cards terms and conditions.
Kiwibank is the issuer of the Air New Zealand Airpoints credit cards. Airpoints terms and conditions apply. See airpoints.co.nz for details.