You’ve probably noticed our credit card section looks a little different. No need to worry, we've recently revamped this section.
You can apply for a credit card online, over the phone or at your nearest branch.
To apply, you must be at least 18 years of age, a New Zealand resident and have a good credit history.
Choose your card to apply online. You might just get approved on the spot.
Our lowest purchase interest rate.
Other fees and interest apply. Interest rates are subject to change.
No account fee and a lower interest rate.
Other fees and interest apply. Interest rates are subject to change.
A low fee card with a higher limit and built-in travel insurance.
Other fees and interest apply. Interest rates are subject to change.
Earn rewards, pay low fee and rates.
Other fees and interest apply. Interest rates are subject to change.
Earn rewards as you spend.
Other fees and interest apply. Interest rates are subject to change.
Our ultimate rewards card.
Other fees and interest apply. Interest rates are subject to change.
If you’re already a Kiwibank Credit Card customer and you’d like to switch cards or you don’t have internet banking, you can apply over the phone on 0800 521 521 between the following hours:
*Closed public holidays: Good Friday, Easter Sunday, Easter Monday, Christmas Day, Boxing Day, New Year’s Day and the day after New Year’s Day.
Contact your nearest full service Kiwibank to make an appointment. If we can’t see you straight away, we’ll make a time that suits you. If you’re new to Kiwibank, we’ll need to see some ID to verify your identity and address.
Standard terms and conditions
Lending criteria, terms and conditions, and fees apply. Interest rates, fees and limits subject to change. See all credit cards terms and conditions.
Kiwibank is the issuer of the Air New Zealand Airpoints credit cards. Airpoints terms and conditions apply. See airpoints.co.nz for details.