Under COVID Level 2, all Wellington branches will be open normal business hours from Thursday 24 June to Sunday 27 June. See our latest branch updates for more information. We encourage you to bank through Internet Banking, the mobile app and Phone Banking. All other branches around the country will be open as usual.
You can apply for a credit card online whether you’re new to Kiwibank or you’re an existing Kiwibank customer.
Before you apply for a credit card, you’ll need to meet our lending criteria and have the following information handy.
It usually takes between one to three working days to process your credit card application.
Our lowest purchase interest rate.
Other fees and interest apply. Interest rates are subject to change.
No annual account fee and a lower interest rate.
Other fees and interest apply. Interest rates are subject to change.
A low annual account fee card with a higher limit and built-in travel insurance.
Other fees and interest apply. Interest rates are subject to change.
Earn rewards, pay low annual account fee and rates.
Other fees and interest apply. Interest rates are subject to change.
Earn rewards as you spend.
Other fees and interest apply. Interest rates are subject to change.
Our ultimate rewards card.
Other fees and interest apply. Interest rates are subject to change.
Standard terms and conditions
Lending criteria, terms and conditions, and fees apply. Interest rates, fees and limits subject to change. See all credit cards terms and conditions.
Kiwibank is the issuer of the Air New Zealand Airpoints credit cards. Airpoints terms and conditions apply. See airpoints.co.nz for details.
*A Permanent Resident Visa is different to a Resident Visa. If you hold a Resident Visa, you won’t be able to apply for a Kiwibank Credit Card, you have to hold a Permanent Resident Visa.