Apply for a credit card

You can apply for a credit card online whether you’re new to Kiwibank or you’re an existing Kiwibank customer. You must have a good credit history, be at least 18 years of age and be either a New Zealand citizen or a Permanent Resident Visa holder*.

Choose your card to apply online

You might just get approved on the spot.

What to expect

  • You'll need to complete an application form - this will involve providing personal, employment and financial information.
  • We'll process your application. It could be approved on the spot or we might need more information from you. Generally, it takes between one to three working days for us to process.
  • If you're joining Kiwibank, we'll need to verify your identity by using ID Checker on your smartphone or visiting us in branch.