Complete the online application form. It should take approximately 20-30 minutes to complete. If you're already a Kiwibank customer, you can apply within internet banking or our mobile app where some of the form will be pre-populated with your details.
We'll email you the working day after you submit your application to let you know what the next steps are.
It's on its way
If approved, we'll send you your new credit card in the post.
When it arrives, follow the instructions that come with the card to activate it and to add a PIN.
Standard terms and conditions
Lending criteria, terms and conditions, and fees apply. Interest rates, fees and limits subject to change. See all credit cards terms and conditions.
Kiwibank is the issuer of the Air New Zealand Airpoints credit cards. Airpoints terms and conditions apply. See airpoints.co.nz for details.
*A Permanent Resident Visa is different to a Resident Visa. If you hold a Resident Visa, you won’t be able to apply for a Kiwibank Credit Card, you have to hold a Permanent Resident Visa.
Retail products aren't available to financial institutions or wholesale customers.