If your application is successful, you’ll be conditionally approved. This means that we’ve agreed to loan you a certain amount of money based on the information you’ve provided us. At this point you’re not committed to anything, and our offer lasts three months as long as you continue to meet the criteria. Getting conditionally approved can be helpful for:
Applying takes around 25 minutes, and you can save and come back to your application if you need to. We’ll ask you about your earnings, expenditures, savings and how much you’d like to borrow. If you’re already a Kiwibank customer, just login to internet banking and go to Apply & Open. If you’re new to Kiwibank complete our online application form below.Apply now
One of our Mobile Mortgage Managers can come to you, or our Banking Consultants are available in selected branches.Find a lending expert near you
Apply through internet banking or call us on 0800 000 654 between 8am – 6pm, Monday to Friday.Login to internet banking
Displayed interest rates subject to change. Kiwibank’s lending criteria, terms and conditions and fees apply.