Whether you’re applying for a new home loan, looking to move your home loan or topping up your existing home loan, you can start with our online application form.
If your application is successful, you’ll be conditionally approved. This means that we’ve agreed to loan you a certain amount of money based on the information you’ve provided us. At this point you’re not committed to anything, and our offer lasts three months as long as you continue to meet the criteria. Getting conditionally approved can be helpful for:
Applying takes around 25 minutes, and you can save and come back to your application if you need to. We’ll ask you about your earnings, expenditures, savings and how much you’d like to borrow.
One of our Mobile Mortgage Managers can come to you, or our Banking Consultants are available in selected branches.
Find an expertLogin to internet banking and go to Apply & Open to get started.
Login to internet bankingAt any stage of your home buying journey, our home loan experts are available to give you obligation-free advice and guide you through the process right to the end.
Kiwibank’s lending criteria, terms and conditions and fees apply.