We've grouped together all the important documents for our consumer credit products, including credit cards, home loans, personal loans and overdrafts.

Credit cards

Air New Zealand Airpoints Credit Cards

General Terms and Conditions for Personal and Business (PDF 196.5 KB)

Credit Card Terms and Conditions (PDF 122.6 KB)

Personal Banking Fees and Limits (PDF 160.9 KB)

All other Kiwibank Credit Cards

General Terms and Conditions for Personal and Business (PDF 196.5 KB)

Credit Card Terms and Conditions (PDF 122.6 KB)

Credit Card Disclosure Statement (PDF 64.5 KB)