We’ve grouped together all the important current documents from our consumer credit products including credit cards, home loans, personal loans and overdrafts. You can find previous versions of these documents on our legal document archive page.

Credit cards

Air New Zealand Airpoints Credit Cards

General Terms and Conditions for Personal and Business (PDF 200.5 KB)

Credit Card Terms and Conditions (PDF 122.6 KB)

Personal Banking Fees and Limits (PDF 129.5 KB)

All other Kiwibank Credit Cards

General Terms and Conditions for Personal and Business (PDF 200.5 KB)

Credit Card Terms and Conditions (PDF 122.6 KB)

Credit Card Disclosure Statement (PDF 64.5 KB)