We’ve grouped together all the important current documents from our consumer credit products including credit cards, home loans, personal loans and overdrafts. You can find previous versions of these documents on our legal document archive page.

Credit cards

Air New Zealand Airpoints Credit Cards

General Terms and Conditions for Personal and Business (PDF 361.7 KB)

Credit Card Terms and Conditions (PDF 383.6 KB) - for Air New Zealand Airpoints credit card customers

Personal Banking Fees and Limits (PDF 231.0 KB)

All other personal Kiwibank Credit Cards

General Terms and Conditions for Personal and Business (PDF 361.7 KB)

Credit Card Terms and Conditions (PDF 383.6 KB) - for all other personal credit card customers

Credit Card Disclosure Statement (PDF 347.2 KB)

Personal Banking Fees and Limits (PDF 231.0 KB)