For information on how the traffic light system works and the latest branch opening hours, see our branch updates page.
When you join Kiwibank, you’re joining a million other Kiwi including local business owners who are banking on New Zealand.
Are aged 13 and over
Live in New Zealand
Are eligible to work or study in New Zealand
Have a New Zealand mobile phone number
If you're new to Kiwibank, fill in our online form which takes around 10 minutes to complete.
Once you've been verified you'll be able to do all the things you'd expect, like ordering a Visa Debit or EFTPOS card.
Whether you’re applying for a new home loan, looking to move your home loan or topping up your existing loan, you can start by talking to one of our home loan specialists.
You can apply for a credit card online, over the phone or at your nearest branch.
Need some extra help with your options? We've got specialists to help you with your banking and investing needs.