Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowLog in to internet banking or the mobile app and go to Apply & Open to make it happen.
Log in to Internet BankingWith a Kiwibank Visa Debit Card, you can spend your own money to buy things online, overseas, over the phone and anywhere Visa is accepted.
Use your own money to shop anywhere Visa is accepted; online, overseas and over the phone.
Withdraw cash from ATMs that accept Visa worldwide.
You'll be protected against unauthorised use of your card or account details with Visa's Zero Liability policy.
Visa Debit Card annual fee |
What you’ll pay to have your Visa Debit Card
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Visa Debit Card cash advance fee |
When you use your Visa Debit Card to withdraw cash over the counter at another bank or financial institution
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Visa Debit Card disputed transaction fee |
When you dispute a transaction made using your Visa Debit Card
An investigation fee may also apply. |
Visa Debit Card replacement fee |
When you ask for a replacement Visa Debit Card:
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Shop anywhere Visa is accepted; online, overseas and over the phone. Use it to make purchases from up to two of your accounts, including joint accounts.
When using your card overseas for purchases or at an ATM, select ‘Credit’ and enter your PIN.
Get exclusive offers, ticket pre-sales and competitions with Visa Entertainment.
Get a Visa Debit Card with a Free Up, Now, Front Runner, or Back-up Saver account or a Kiwibank revolving credit home loan.
Students and recent grads can get one with our Tertiary Pack and Graduate Pack.
You'll be protected against unauthorised use of your card or account details with Visa's Zero Liability policy.
Use contactless payments to tap for purchases under $200, and tap and PIN for purchases over $200.
If you lose or have your Visa Debit Card stolen, you can use our mobile app to add a temporary block. To do this:
Loading a block on your card will stop any transactions from being made. The block can also be removed at any time from within the app. Just untick the ‘Block transactions on this card’.
To apply for a Visa Debit Card, you must be at least 15 years of age, and link your card to Free Up, Back-up Saver or a revolving home loan.
Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowLog in to internet banking or the mobile app and go to Apply & Open to make it happen.
Log in to Internet BankingOur most popular everyday account. Great if you do most of your banking online.
Monthly account fee.
No monthly account or electronic fees.
Earn interest, but have instant access to your money.
Interest rates are subject to change.
Standard terms and conditions
Download Kiwibank’s Disclosure Statement (PDF 2.4 MB) or pick up a copy at your nearest Kiwibank.