Visa Debit Card

Use a Kiwibank Visa Debit Card to buy things online, in store and overseas, using your everyday account. This is managing your money with flexibility.
Visa debit card

Key features & benefits

  • Use your own money to shop anywhere Visa is accepted; online, overseas and over the phone.

  • Withdraw cash from ATMs that accept Visa worldwide.

  • Protection against unauthorised use of your card or account details.

  • Add to your phone and pay on the go with Apple Pay or Google Pay™.

Rates & fees

Visa Debit Card annual fee

What you’ll pay to have your Visa Debit Card

  • $10 per card per annum (waived for the first year of the first card and for Tertiary Pack customers. As of 1 February 2021, we no longer offer our Tertiary Packs to customers.)

Visa Debit Card cash advance fee

When you use your Visa Debit Card to withdraw cash over the counter at another bank or financial institution

  • $6 per withdrawal

Visa Debit Card disputed transaction fee

When you dispute a transaction made using your Visa Debit Card

  • $15 per transaction receipt requested

An investigation fee may also apply.

Visa Debit Card replacement fee

When you ask for a replacement Visa Debit Card:

  • $15 for standard delivery within New Zealand
  • $20 for urgent delivery within New Zealand
  • $20 for standard international delivery
  • $50 for urgent international delivery

How it works

Apply for a Visa Debit Card

To apply for a Visa Debit Card, you must be at least 13 years of age, and link your card to Free Up account or a revolving home loan.

New to Kiwibank?

Welcome! Complete our online application form to join Kiwibank and open your first account.

Join now

Already a Kiwibank customer?

Log in to internet banking or the mobile app and go to Apply & Open to make it happen.

Log in to Internet Banking

You may be interested in