With a Kiwibank Visa Debit Card you can spend your own money to buy things online, overseas, over the phone and anywhere Visa is accepted.

Key features and benefits

  • Use your own money to shop anywhere Visa is accepted; online, overseas and over the phone.

  • Withdraw cash from ATMs that accept Visa worldwide.

  • You'll be protected against unauthorised use of your card or account details with Visa's Zero Liability policy.

Interest rates and fees

Visa Debit Card annual fee

What you’ll pay to have your Visa Debit Card.

$10 per card per annum (waived for the first year of the first card and for tertiary pack customers).

Visa Debit Card cash advance fee

When you use your Visa Debit Card to withdraw cash over the counter at another bank or financial institution.

$6 per withdrawal.

Visa Debit Card disputed transaction fee

When you dispute a transaction made using your Visa Debit Card.

$15 per transaction receipt requested.

The investigation fee may also apply.

Visa Debit Card replacement fee

When you ask for a replacement Visa Debit Card:

$15 for standard delivery within New Zealand.

$20 for urgent delivery within New Zealand.

$20 for standard international delivery.

$50 for urgent international delivery.

How it works

Apply for a Visa Debit Card

To apply for a Visa Debit Card, you must be at least 15 years of age, and link your card to an everyday account, Back-up Saver, or a Kiwibank Revolving Home Loan.

New to Kiwibank?

Welcome! Complete our online application form to join Kiwibank and open your first account.

Join now

Already a Kiwibank customer?

Log in to internet banking and go to Apply & Open to make it happen.

Log in to Internet Banking

Accounts you may be interested in

Everyday

Our most popular everyday account. Great if you do most of your banking online.

$0

Monthly account fee.

No monthly account or electronic fees.

Savings

Earn interest, but have instant access to your money.

Interest rates are subject to change.