How to give yourself a money check-up

Knowing what you're spending can help you make informed decisions and feel empowered about your money. To make a budget that works for you, try following our step-by-step guide.

Savings accounts help grow your savings by paying you interest. If your savings are sitting in an everyday account, you're likely missing out. See our guide on how to set your accounts up for success.

KiwiSaver is a good way to grow your long-term wealth. You can contribute to it straight from your salary, and your employer contributes too. You can save steadily for your first home deposit, or retirement. Find out more about KiwiSaver.

Having some money put aside for when something unexpected pops up can be a big weight off your shoulders. Find out how much should be in it, and how to build an emergency fund.

Do you know how much you're paying for power, internet and water? You could compare them to today's market offerings and see if you can get a better deal. Sites like powerswitch.org.nz can help you compare power prices.

There's house, contents, car, health and life insurance, to name a few. Do your research and decide which ones you'd benefit from having so you can protect your assets and the ones you love. Explore insurance.

If you've got a home loan, do you have the best set up, and when was the last time you checked? To see if you could be better off, talk to one of our home loan specialists.

You can find out how much you think you'll need once you've retired by using the retirement calculator on sorted.org.nz. Then, make sure your savings and investments are on track. KiwiSaver contributions can help you get there.

Investments can be one way to grow your money over time. For example, you could open a Term Deposit or a Managed Fund. If you haven't explored investing before, here's a guide to the basics.