We partner with Tower, our trusted provider of House, Contents, Car and specialist insurance options.
Benefits at a glance
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Choose from three levels of cover to best suits your needs.
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If you take a comprehensive policy and insure your car with Tower from new, if it's written off within the first two years you'll get a replacement car of the same make and model.
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With comprehensive cover if your keys or remotes are lost, stolen or have been illegally duplicated, you'll get cover up to $1,000 with no excess to pay if only claiming under this benefit.
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Add on RoadWise® cover to your policy and get access to roadside assistance 24 hours a day, seven days a week.
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Get a multi-policy discount if you take out multiple Tower insurance policies. T&Cs apply.
Choose your cover
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1Tahi
Comprehensive
Covers your vehicle as well as any damage you cause to someone else's vehicle or property. It also covers damage done to your vehicle by uninsured vehicles.
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2Rua
Third party, fire and theft
Covers you for damage you cause to someone else's vehicle or property, and also covers your vehicle if it's stolen or damaged by fire.
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3Toru
Third party car insurance
Covers you for damage to someone else's vehicle or property.
Save $100 with Tower
Save $100 on every eligible comprehensive car, house and landlord policy.* T&Cs apply.
* Use promo code SAVE100. Offer ends 20 September 2025. Excludes contract works insurance.
Manage & claim
To make an insurance claim get in contact as soon as you can to get the process started. You can also make a claim, manage your existing insurance and download your policy wording through the My Tower online portal.
More specialist vehicle cover
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Boat Insurance
Insure your boat with Tower, Coastguard's preferred boat insurer.
Learn more at tower.co.nz
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Caravan or Trailer Insurance
Get peace of mind with Caravan or Trailer Insurance to protect your trailer or home away from home.
Call tower on 0800 222 491
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Motorbike Insurance
Protect your motorbike with Tower's comprehensive or third party fire and theft cover.
Call tower on 0800 222 491
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Motorhome Insurance
Get comprehensive or third party fire and theft cover for your RV or campervan.
Call tower on 0800 222 491
Apply for Car Insurance
Get a quote and apply online, or get in touch with our trusted insurance partner Tower to find the right insurance for you.
Quote & buy online
If you’re applying for House, Contents, Car, Landlord or Boat Insurance you can get a quote and buy online.
Learn more at tower.co.nzTalk to a Tower insurance specialist
If you’d like to talk to someone about getting Motorbike, Motorhome, Caravan or Trailer, Lifestyle Block, Contract Works - Renovation Cover Insurance, call Tower on 0800 222 491.
Need help?
RoadWise® roadside assistance
If you add RoadWise® roadside assistance to your car insurance policy, help will be just a phone call away if your car breaks down, gets a flat tyre, runs out of petrol or you lose your keys.
Make a claim
If you need to make an insurance claim get in contact as soon as you can to get the process started.
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Important information
This page provides general information and isn't intended as regulated financial advice. To review your specific situation and financial requirements please talk to your Financial Adviser.
Tower’s Quote to Buy tool has been developed and is operated by Tower Limited. Once you enter the Tower Quote to Buy tool, you will be a Tower Limited customer for the purposes of General Insurance. By using this Tower tool, you agree to the Tower Limited Terms and Conditions.
Tower Limited (also known as ‘Tower’) underwrites all contracts of House, Contents, Landlord, Car, Boat, Travel and Pet Insurance cover. Tower’s Travel and Pet Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners. The contracts of insurance are between you and Tower Limited. Kiwibank Limited (Kiwibank) receives a commission from the sale of insurance policies sold by Tower when referred by Kiwibank. Kiwibank, or any member of the Kiwi Group Capital Limited (including Kiwibank) group of companies, does not guarantee the obligations of, or any products issued by, Tower Limited and is not liable if Tower (or other insurer of the policy) declines to pay a claim. Any claims issues are between the insured person(s) and Tower Limited or any involved third party. Full terms, conditions and exclusions are available in the applicable policy wording. View Tower’s financial strength rating and solvency margin on their website at tower.co.nz.
Kiwibank doesn't provide financial advice for insurance and is not engaged by Tower Limited to provide any financial advice in respect of its insurance products. Terms and conditions, exclusions, limits and sub limits apply. Insurance cover is subject to Tower’s current acceptance underwriting criteria.
Kiwibank Limited holds no responsibility for the content on third party websites and make no representations as to the accuracy of the information provided on those websites.
Previous insurance policies administered by Ando and Tower
- House, Contents and Car Insurance administered by Ando
- House, Contents and Car Insurance issued by Tower Limited before 5 April 2018.
If you're an existing policy holder you can find the relevant information about these policies on our products no longer offered page or our legal documents archive page.