What level of car insurance cover is right for you?
We have three types of cover you can choose from:
Comprehensive
The highest level of car insurance we offer – it provides comprehensive cover for your vehicle as well as your liability for damage to someone else’s vehicle or property. You can choose Roadside Assistance as an optional extra, which gives you breakdown assistance 24 hours a day, seven days a week.
Third party fire and theft
Covers you for any damage you cause to another person’s vehicle or property and also covers your vehicle if it’s stolen or damaged by fire. You’re not covered for any damage caused to your car in an accident.
Third party only
Third party car insurance covers you for your liability for any damage you cause to another person’s vehicle or property, but it doesn’t cover for damage to your own vehicle.
Compare car insurance cover
|
Benefit |
Comprehensive |
Third party, fire and theft |
Third party |
|---|---|---|---|
|
Multi policy discount |
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|
Accidental loss or damage to your car |
— | — | |
|
Replacement vehicle |
— | — | |
|
Choice of repairer |
— | — | |
|
Repair guarantee |
— | — | |
|
No excess for windscreen and window glass repair or replacement |
optional |
— | |
|
Theft |
— | ||
|
Fire damage |
— | ||
|
Protection against uninsured drivers |
— | ||
|
Legal liability cover up to $20m for property damage |
|||
|
Legal liability cover up to $1m for injury damage |
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|
Agreed value |
— | ||
|
Roadside assistance breakdown service |
optional |
— | — |
|
Hire car |
optional |
— | — |
Get in touch with our insurance team
Whether you need help with something simple or more complicated, we’ve got the right people to help you. If you need to make a claim, please contact us as soon as you can after something goes wrong.
Get in touch for one of our insurance specialists to contact you, or ring them directly on 0800 222 491 between 8.30am and 6.00pm, Monday to Friday.
We're here to help
Roadside assistance
If you opt for roadside assistance as part of your comprehensive car insurance, help will be just a phone call away if your car breaks down, gets a flat tyre, runs out of petrol or you lose your keys. Call 0800 576 555 for nationwide assistance, day or night.
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Important information
Car Insurance is provided by The Hollard Insurance Company Pty Ltd. The Hollard Insurance Company Pty Ltd is the only organisation responsible for claims under this cover. Administration of Car Insurance and claims handling services are managed by Ando Insurance Group Limited on behalf of The Hollard Insurance Company Pty Ltd. If you arrange your insurance through Kiwibank, you need to know that Kiwibank Limited doesn’t guarantee the obligations of, or any product issued by The Hollard Insurance Company Pty Ltd. Kiwibank Limited may receive a commission on any insurance it arranges. Important terms, conditions and exclusions are set out in the Kiwi Insure Car Comprehensive Insurance policy (PDF 589.7 KB), Kiwi Insure Car Third Party Fire and Theft Insurance policy (PDF 482.1 KB) and Kiwi Insure Car Third Party Only Insurance policy (PDF 531.5 KB).
View information about Hollard's financial strength rating, solvency margin and overseas policyholder preference on their website at hollard.com.au. For information about Ando Insurance Group Limited's privacy policy, visit ando.co.nz.
Kiwi Insure® is a brand of Kiwibank.
“We”, “us”, or “our” means The Hollard Insurance Company Pty Ltd.
Car Insurance before 5 April 2018
If you already have Car Insurance and your policy was issued before 5 April 2018, your policy will have been provided by Tower Insurance Limited. You’ll need to refer to the legal documents archive for full details, terms, important conditions and exclusions.
Tower Insurance Limited is the only organisation responsible for claims under this policy. If you arranged your insurance through Kiwibank, you need to know that Kiwibank Limited doesn’t guarantee the obligations of, or any product issued by, Tower Insurance Limited.
View information about Tower's financial strength rating and solvency margin on their website at tower.co.nz.
Kiwibank and Kiwi Insurance Limited hold no responsibility for the content on third party websites and make no representations as to the accuracy of the information provided on those websites.