Navigating uncertainty

Recent economic events have led to financial stress and uncertainty for many Kiwi. If times are feeling tough, there are steps you can take to give yourself some breathing room. This is taking charge of your finances.
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Financial wellbeing

Wellbeing

Getting through a financial rough patch
Saving

Tips to reduce bank fees
Economics

Managing the cost of living
Wellbeing

Financial abuse

Inflation, equity & interest rates

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Inflation explained

Our economist, Mary Jo Vergara, digs deeper into what exactly inflation means for Kiwi.

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What is negative equity?

Negative equity is when the market value of your home has reduced so far that what you owe is more than what you could sell the property for, after deducting costs to sell the property.

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How to navigate decreasing interest rates

Economic insights and questions to help you make informed decisions about your money in a changing rate environment.

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Fine tune your home loan

It's always good to review your home loan repayment options. Use our repayments and structuring calculator to see how quickly you could pay off your home loan or how much less interest you'd potentially have to pay.

Explore your options

We're here to help

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If you’re in financial difficulty, we're here to help. Please don’t be afraid to talk to us – the sooner you do, the sooner we can work out what we can do to help.

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This page provides general information and isn't intended as regulated financial advice. To review your specific situation and financial requirements please talk to one of our Kiwibank Representatives or your Financial Adviser.