Father and son in the kitchen baking Father and son in the kitchen baking

Bank accounts

Whether you’re managing day-to-day spending, putting money aside or planning for what’s next, our accounts are designed with not hard-to-decipher rules.

   

Choose the right accounts for you

Compare accounts rates & fees

Set up your accounts with purpose

  • Set up your accounts with purpose

    The right account setup can help you organise your money and get more from your accounts. Learn how to set up your accounts for success.

  • Automate your savings

    Set up transfers to your labelled savings accounts so that every time you get paid your savings automatically grow and you can see you're getting closer to your goals.

  • Get your bills sorted

    Open separate accounts for everyday spending and regular expenses. Set up automatic payments to pay your bills and know that the money in your everyday account is yours to spend.

  • Track your savings goals

    With Goal Tracker, you can see the progress you've made towards your savings goals every time you log into the mobile app.

  • Personalise your accounts

    Name your accounts and add photos in the mobile app or internet banking to help you easily recognise them, whether they're for everyday spending, a holiday or home improvements.

  • Manage your accounts online

    Download the mobile app or use internet banking to stay on top of your money and get support via secure mail when you need it.

Card designs Card designs

Choose your card design

Choose from Harakeke Green, Night Sky, Dusk and Rainbow. With accessibility features and 82% recycled materials, our Visa Debit Card is designed for more Kiwi.

See our card designs

Bank accounts are just the beginning

Get practical guides, tools and resources to help you build confidence with money, solve everyday banking questions and make progress towards your financial goals.

Stylised bouncing money icon green

Better your bucks

Ever wonder if your money could be working harder for you? Take a few minutes to uncover smarter ways to move forward and make your money better off.

Try Better your bucks

Magnifying glass with a dollar sign inside icon green

Help hub

Find step-by-step guides to help you manage your accounts, cards and everyday banking needs.

Explore Help hub

Rocket launching diagonally upward icon green

Better off hub

Our Better off hub brings together guides, tips and resources to help you get ahead and build money habits that stick.

Explore Better off hub

Tools & guides that put you in charge

Guides

Set up your accounts for success
Guides

How to give yourself a money check-up
Guides

Building an emergency fund
Tools

Become a scammer's nightmare
Guides

Getting on top of your debt
Guides

The basics of investing

Open an account

New to Kiwibank?

Welcome! Complete our online application form to join Kiwibank and open your first account.

Join now

Already a Kiwibank customer?

Log in to internet banking and go to Apply & Open to make it happen.

Log in to Internet Banking

We no longer offer Now, Front Runner, Bill Blaster, First Saver, Back-up Saver or Fast Forward Saver accounts. If you currently have one of these, you can find the relevant information about these products on our products no longer offered page.

Retail products aren't available to financial institutions or wholesale customers.