Life & Living Insurance

Life & Living Insurance can help protect your lifestyle if you can't work anymore due to illness, or can help your loved ones if you pass away. This is peace of mind.
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We partner with nib, our trusted provider of life and living insurance options.

Insurance options at a glance

  • Income Protection Illness cover - pays a monthly amount if you’re unable to work because of illness.

  • Serious Illness Trauma cover - pays a lump sum if you’re diagnosed with a defined medical condition, such as severe cancer or a severe heart attack.

  • Life cover - pays a lump sum if you pass away or you're terminally ill and are expected to die within 12 months.

  • Funeral Expenses cover - comes complimentary with the cover you choose. It pays a lump sum payment of $15,000 to help with funeral expenses if you pass away, or are diagnosed as terminally ill and expected to die within the next 12 months.

Save $200 on a new Life & Living Insurance policy*

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Life & Living Insurance can help you protect what counts with life insurance, serious illness trauma cover, and income protection cover.

*A $200 credit is applied per policy in the second month after your policy is issued. Offer applies to applications received by nib between 1 March 2024 – 30 April 2024. See nib.co.nz for full terms and conditions.

How it works

Work out your cover

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Use the Life & Living Insurance estimator tool at nib.co.nz to help you work out what type and how much cover you might need to protect your lifestyle and look after your loved ones.

Apply for Life & Living Insurance

Calculate your cover or talk to a specialist to work through your options.

For eligibility criteria visit nib.co.nz

Calculate your cover

Work out what type and how much Life & Living Insurance cover you might need to protect your lifestyle and look after the ones you love.

Estimate at nib.co.nz

Talk to a specialist

If you’d like to talk through your options or apply over the phone, get in touch with a specialist from our trusted life insurance partners at nib.

Talk to a nib specialist

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