We partner with nib, our trusted provider of life and living insurance options.
Insurance options at a glance
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Income Protection Illness cover - pays a monthly amount if you’re unable to work because of illness.
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Serious Illness Trauma cover - pays a lump sum if you’re diagnosed with a defined medical condition, such as severe cancer or a severe heart attack.
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Life cover - pays a lump sum if you pass away or you're terminally ill and are expected to die within 12 months.
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Funeral Expenses cover - comes complimentary with the cover you choose. It pays a lump sum payment of $15,000 to help with funeral expenses if you pass away, or are diagnosed as terminally ill and expected to die within the next 12 months.
How it works
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Pick ‘n’ mix
Choose the insurance cover that suits your needs: Income Protection Illness cover, Serious Illness Trauma cover, Life cover or choose a combination.
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Making a claim
If something goes wrong, get in touch with the nib claims team, by visiting nib.co.nz.
Work out your cover
Use the Life & Living Insurance estimator tool at nib.co.nz to help you work out what type and how much cover you might need to protect your lifestyle and look after your loved ones.
Apply for Life & Living Insurance
Calculate your cover or talk to a specialist to work through your options.
For eligibility criteria visit nib.co.nz
Calculate your cover
Work out what type and how much Life & Living Insurance cover you might need to protect your lifestyle and look after the ones you love.
Estimate at nib.co.nzTalk to a specialist
If you’d like to talk through your options or apply over the phone, get in touch with a specialist from our trusted life insurance partners at nib.
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Important information
Life & Living Insurance is provided by nib nz insurance limited. nib nz insurance limited is the only organisation responsible for claims under the cover.
nib nz insurance limited pays Kiwibank Limited for referring customers and also pays nib nz limited for the services it provides. nib nz limited provides financial advice on its own behalf, and not on behalf of nib nz insurance limited or Kiwibank Limited.
As a licensed financial advice provider, nib nz limited must comply with the Financial Advice Duties and the Code of Professional Conduct for Financial Advice Services, which includes providing you with information on its complaints process and external dispute resolution scheme, the Insurance and Financial Services Ombudsman scheme. To find out more about how nib nz limited provides financial advice and see its Financial Advice Statement visit nib.co.nz.
Important terms, conditions and exclusions are set out in the nib Life & Living Insurance Cover wording. If your cover was issued before 30 April 2022, you’ll need to refer to the relevant policy document at nib.co.nz.
View nib nz insurance limited's financial strength rating and solvency margin.