Leave your savings and watch them grow
-
This is a PIE investment, meaning you could enjoy a capped tax rate
-
Add money anytime and leave it in your account for as long as you like.
-
Withdraw funds by giving either 32 or 90 days’ notice, so you can plan ahead.
-
Open an account at any age, with no minimum balance required, so everyone can save.
-
No account management or transaction fees.
Rates of return are subject to change.
How it works
Modal to play video
-
Consider when you'll need your money
A Notice Saver is designed for savings you don't need right away. Before withdrawing funds, you'll need to give the notice period linked to your account. If you might need access to your money sooner, a savings account could be a better option.
If your circumstances change, you can request an immediate withdrawal. An immediate withdrawal charge will apply.
-
Earn returns monthly
Returns are calculated daily and paid on the first of each month. You can choose to reinvest them or have them paid to your nominated account.
-
Enjoy a capped tax rate
As a PIE fund, your returns are taxed at a maximum rate of 28%, which may be lower than your income tax rate.
-
Add money anytime
Add to your Notice Saver whenever you like, including transfers from other Kiwibank accounts using our app or internet banking.
-
Give notice to withdraw
You can leave your money in as long as you like with no fixed term. To withdraw funds, make a transfer from your account and give the 32 or 90 day notice period linked to your Notice Saver. Your money will be released once that notice period ends.
Open a Notice Saver
Want to talk through options?
No problem, complete our online form and an investment specialist will call you.
Request a call backAlready a Kiwibank customer?
Log in to our mobile app or internet banking and go to 'Apply & Open' to make it happen.
Log in to Internet BankingNew to Kiwibank?
Welcome! Complete our online form to join Kiwibank and open your savings and investment accounts.
Join nowIf you're a business banking customer, find out more about opening a business account.
Other options you may be interested in
Standard terms and conditions
Interest rates are subject to change. The rate of return for Notice Saver can change at any time and without notice. This means the rate might go up or down during the term your investment.
Units in Kiwibank Notice Saver are issued by Kiwibank Investment Management Limited and are distributed by Kiwibank Limited.
See all investments terms and conditions or pick up copies from your nearest Kiwibank.
This communication contains general information only and not investment or tax advice, and as such you shouldn't rely on it as the sole basis for any financial decision. Potential investors should seek professional advice as to whether an investment is right for them, including the taxation implications of such an investment.
Retail products aren't available to financial institutions or wholesale customers.