An offset loan (also known as an offset mortgage) can reduce the amount of interest you pay on your home loan by using money in your everyday and savings account to ‘offset’ your home loan interest – helping you to pay off your home loan faster.

  • Link your everyday and savings accounts to reduce the amount of interest you pay on your offset loan.

  • You'll pay a variable interest rate – it can change as the market does.

  • Flexibility to make extra payments whenever you like.

  • You can increase your regular repayments without paying a penalty.

How it works


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