Contents Insurance
You love your stuff, so get it covered. Contents insurance takes the sting out of replacing your things if they get stolen or accidentally damaged. This is peace of mind.
Benefits at a glance
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No matter how old your things are, we’ll replace most items with new ones.
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You’ll be covered at home or if you’re out and about.
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Individual pieces of jewellery are automatically covered up to $3,000 per item, we can cover more expensive pieces, you just need to let us know.
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Get a multi-policy discount if you take out two or more Kiwi Insure house, contents or car insurance products.
How it works
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Excess
The excess is the amount that you pay when you make a claim. The standard excess for contents insurance is $250, but you can select a higher excess and in return you’ll pay lower premiums.
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Claims
Our live assessment tool helps get your claim sorted a whole lot faster. If you have a smartphone you can share photos of the damage or incident you’re claiming for as you chat to our claims team.
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Payment options
You can pay your premiums by direct debit or credit card. You can choose to pay fortnightly, monthly or annually. There's no extra cost if you select to pay monthly or fortnightly.
Work out your cover
Our contents calculator will help you estimate how much it would cost to replace your things, with a room by room list.
Apply for Contents Insurance
Get an online quote and sign up in just three minutes. If you're not quite sure what you need, or you'd like to discuss your options, we’ve got the right people to help you.
Quote & purchase online
If you’re applying for house, contents or car insurance you can get a quote and purchase online.
Get a quote and buy onlineHouse, contents or car insurance
If you’d like to talk to someone about insuring your house, contents or car, or want to apply over the phone, our insurance specialists are here to help.
Talk to a specialistLife & Living Insurance
Get in touch with our trusted life insurance partners at nib. You can arrange a call-back to discuss your options and even apply over the phone.
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Important information
This page provides general information and isn't intended as regulated financial advice. To review your specific situation and financial requirements please talk to one of our Insurance specialists or your Financial Adviser.
Contents Insurance is provided by The Hollard Insurance Company Pty Ltd. The Hollard Insurance Company Pty Ltd is the only organisation responsible for claims under this cover. Administration of Contents Insurance and claims handling services are managed by Ando Insurance Group Limited on behalf of The Hollard Insurance Company Pty Ltd. If you arrange your insurance through Kiwibank, you need to know that Kiwibank Limited doesn’t guarantee the obligations of, or any product issued by The Hollard Insurance Company Pty Lty. Kiwibank Limited may receive a commission on any insurance it arranges. Important terms, conditions and exclusions are set out in the Kiwi Insure Contents Insurance policy (PDF 1.3 MB).
View Hollard's financial strength rating, solvency margin and overseas policyholder preference on their website at hollard.com.au. For information about Ando Insurance Group Limited's privacy policy, visit ando.co.nz.
Kiwi Insure® is a brand of Kiwibank.
“We”, “us”, or “our” means The Hollard Insurance Company Pty Ltd.
Contents Insurance policies issued before 5 April 2018
If you already have Contents Insurance and your policy was issued before 5 April 2018, your policy will have been provided by Tower Insurance Limited, who are the only organisation responsible for claims under this policy.
You’ll need to refer to the legal documents archive for full details, terms, important conditions and exclusions. If you arranged your insurance through Kiwibank, you need to know that Kiwibank doesn't guarantee the obligations of, or any product issued by, Tower Insurance Limited. View Tower's financial strength rating and solvency margin on their website at tower.co.nz.
Kiwibank and Kiwi Insurance Limited hold no responsibility for the content on third party websites and make no representations as to the accuracy of the information provided on those websites.