Previous legal documents

2018

Disclosure Statement (PDF 474.3 KB) - December 2018

Disclosure Statement (PDF 913.8 KB) - June 2018

2017

Disclosure Statement (PDF 331.0 KB) - December 2017

Disclosure Statement (PDF 263.2 KB) - September 2017

Disclosure Statement (PDF 1.2 MB) - June 2017

Disclosure Statement (PDF 991.5 KB) - March 2017

2016

Disclosure Statement (PDF 326.7 KB) - December 2016

Disclosure Statement (PDF 147.0 KB) - September 2016

Disclosure Statement (PDF 660.5 KB) - June 2016

Disclosure Statement (PDF 183.3 KB) - March 2016

2015

Disclosure Statement (PDF 281.0 KB) - December 2015

Disclosure Statement (PDF 141.7 KB) - September 2015

Disclosure Statement (PDF 1.4 MB) - June 2015

Disclosure Statement (PDF 148.4 KB) - March 2015

2014

Disclosure Statement (PDF 264.0 KB) - December 2014

Disclosure Statement (PDF 164.0 KB) - September 2014

Disclosure Statement (PDF 586.4 KB) - June 2014

Disclosure Statement (PDF 181.2 KB) - March 2014

2013

Disclosure Statement (PDF 313.7 KB) - December 2013

Disclosure Statement (PDF 171.3 KB) - September 2013

Disclosure Statement (PDF 538.7 KB) - June 2013

Disclosure Statement (PDF 160.9 KB) - March 2013

2012

Disclosure Statement (PDF 1.8 MB) - December 2012

Disclosure Statement (PDF 166.8 KB) - September 2012

Disclosure Statement (PDF 1.4 MB) - June 2012

Disclosure Statement (PDF 166.2 KB) - March 2012

2011

Disclosure Statement (PDF 1.6 MB) - December 2011

Disclosure Statement (PDF 951.2 KB) - September 2011

Disclosure Statement (PDF 1.3 MB) - June 2011

Disclosure Statement (PDF 955.7 KB) - March 2011

2010

Disclosure Statements

Disclosure Statement (PDF 1.4 MB) - December 2010

Disclosure Statement (PDF 1003.0 KB) - September 2010

Disclosure Statement (PDF 1.3 MB) - June 2010

Disclosure Statement (PDF 1.4 MB) - March 2010

Key Information Summary

Key Information Summary (PDF 113.6 KB) - December 2010

Key Information Summary (PDF 130.0 KB) - September 2010

Key Information Summary (PDF 85.6 KB) - June 2010

Key Information Summary (PDF 94.7 KB) - March 2010

2009

Disclosure Statements

Disclosure Statement (PDF 1.6 MB) - December 2009

Disclosure Statement (PDF 1.0 MB) - September 2009

Disclosure Statement (PDF 1.6 MB) - June 2009

Disclosure Statement (PDF 1002.4 KB) - March 2009

Key Information Summary

Key Information Summary (PDF 120.0 KB) - December 2009

Key Information Summary (PDF 136.5 KB) - September 2009

Key Information Summary (PDF 125.2 KB) - June 2009

Key Information Summary (PDF 102.3 KB) - March 2009

2008

Disclosure Statements

Disclosure Statement (PDF 1.7 MB) - December 2008

Disclosure Statement (PDF 1.4 MB) - September 2008

Disclosure Statement (PDF 1.2 MB) - June 2008

Disclosure Statement (PDF 1018.2 KB) - March 2008

Key Information Summary

Key Information Summary (PDF 127.1 KB) - December 2008

Key Information Summary (PDF 200.1 KB) - September 2008

Key Information Summary (PDF 153.2 KB) - June 2008

Key Information Summary (PDF 1.3 MB) - March 2008

2007

Disclosure Statements

Disclosure Statement (PDF 8.0 MB) - December 2007

Disclosure Statement (PDF 371.0 KB) - September 2007

Disclosure Statement (PDF 1.0 MB) - June 2007

Disclosure Statement (PDF 878.1 KB) - March 2007

Key Information Summary

Key Information Summary (PDF 1.6 MB) - December 2007

Key Information Summary (PDF 176.1 KB) - September 2007

Key Information Summary (PDF 105.2 KB) - June 2007

Key Information Summary (PDF 88.1 KB) - March 2007

Annual reports

Kiwibank PIE Unit Trust Annual Report (PDF 4.2 MB) - June 2018

Kiwibank PIE Unit Trust Annual Report (PDF 371.0 KB) - June 2017

Kiwi Capital Funding Limited Annual Report and Financial Statements (PDF 485.5 KB) - June 2018

Kiwi Capital Funding Limited Annual Report and Financial Statements (PDF 731.4 KB)- June 2017

General Terms and Conditions (PDF 281.0 KB) - effective to 28 March 2019

General Terms and Conditions (PDF 279.7 KB) - effective to 31 May 2018

General Terms and Conditions (PDF 688.1 KB) - effective to 24 August 2017

General Terms and Conditions (PDF 179.6 KB) - effective to 29 August 2016

General Terms and Conditions (PDF 182.8 KB) - effective to 17 Feburary 2016

General Terms and Conditions (PDF 160.3 KB) - effective to 28 April 2015

Personal Banking

Personal Banking Fees and Limits (PDF 142.2 KB) - effective 30 June 2019

Personal Banking Fees and Limits (PDF 142.1 KB) - effective to 28 March 2019

Personal Banking Fees and Limits (PDF 143.4 KB) - effective to 31 January 2019

Personal Banking Fees and Limits (PDF 196.4 KB) - effective to 17 December 2018

Personal Banking Fees and Limits (PDF 170.8 KB) - effective to 14 October 2018

Personal Banking Fees and Limits (PDF 170.9 KB) - effective to 14 April 2018

Personal Banking Fees and Limits (PDF 165.1 KB) - effective to 28 Febuary 2018

Personal Banking Fees and Limits (PDF 177.3 KB) - effective to 31 January 2018

Personal Banking Fees and Limits (PDF 177.5 KB) - effective to 14 December 2017

Business Banking

Business Banking Fees and Limits (PDF 126.3 KB) - effective to 30 June 2019

Business Banking Fees and Limits (PDF 831.6 KB) - effective to 28 March 2019

Business Banking Fees and Limits (PDF 831.6 KB) - effective to 14 April 2018

Business Banking Fees and Limits (PDF 831.8 KB) - effective to 28 Febuary 2018

Business Banking Fees and Limits (PDF 831.6 KB) - effective to 14 December 2017

Credit Card Repayment Insurance

Credit Card Repayment Insurance Policy (PDF 544.2 KB) - effective to 19 May 2019

Credit Card Repayment Insurance Policy (PDF 539.5 KB) - effective to 13 May 2018

Credit Card Repayment Insurance Policy (PDF 653.2 KB) - effective to 13 May 2015

Credit Card Repayment Insurance (PDF 212.7 KB) - effective to 10 April 2011

Home Loan Insurance

Clarifications incorporated 15 October 2019

Kiwibank Home Loan Insurance Policy BR5156MAY18a (PDF 2.4 MB). Effective for policies issued between 14 May 2018 to 6 August 2019

Kiwibank Home Loan Insurance Policy BR5156MAY15a (PDF 2.4 MB). Effective for policies issued between 14 May 2015 and 13 May 2018

Clarifications incorporated 15 September 2019

Kiwibank Home Loan Insurance Policy BR5156NOV12a (PDF 2.4 MB). Effective for policies issued between 15 November 2012 and 13 May 2015

Kiwibank Home Loan Insurance Policy BR5156JUL11a (PDF 1.6 MB). Effective for policies issued between 5 August 2011 and 14 November 2012

Original Documents as issued

Kiwibank Home Loan Insurance Policy BR5156MAY18 (PDF 1.0 MB). Effective for policies issued between 14 May 2018 to 6 August 2019

Kiwibank Home Loan Insurance Policy BR5156MAY15 (PDF 2.4 MB). Effective for policies issued between 14 May 2015 and 13 May 2018

Kiwibank Home Loan Insurance Policy BR5156NOV12 (PDF 1.1 MB). Effective for policies issued between 15 November 2012 and 13 May 2015

Kiwibank Home Loan Insurance Policy BR5156JUL11 (PDF 995.6 KB). Effective for policies issued between 5 August 2011 and 14 November 2012

Kiwibank Home Loan Insurance Policy BR5025AUG07 (PDF 99.2 KB). Effective for policies issued before 4 August 2011

Life & Living Insurance

Clarifications incorporated 17 September 2019

Life & Living Insurance Cover wording BR5268MAY18a (PDF 299.4 KB) - effective for cover wording issued between 14 May 2018 and 8 July 2019

Life & Living Insurance Cover wording BR2568AUG16a (PDF 213.4 KB) - effective for cover wording issued between 17 August 2016 and 13 May 2018

Original documents as issued

Life & Living Insurance Cover wording BR5268MAY18 (PDF 274.8 KB) - effective for cover wording issued between 14 May 2018 and 8 July 2019

Life & Living Insurance Cover wording BR2568AUG16 (PDF 188.7 KB) - effective for cover wording issued between 17 August 2016 and 13 May 2018

Life & Living Insurance Policy BR2568MAY15 (PDF 178.1 KB) - effective for policies issued between 14 May 2015 and 16 August 2016

Life & Living Insurance Policy BR2568NOV12 (PDF 263.5 KB) - effective for policies issued between 14 November 2012 and 13 May 2015

Life Insurance Policy wording CIG548 (PDF 677.1 KB) - effective for policies issued before 14 November 2012

Personal Loan Insurance

Personal Loan Repayment Protection Insurance Brochure (PDF 322.2 KB) - effective to 2 December 2018

Personal Loan Repayment Protection Insurance Brochure (PDF 580.1 KB) - effective to 31 August 2017

Personal Loan Insurance Policy wording (PDF 148.4 KB) - effective to 6 June 2015

House, Contents and Vehicle Insurance

Tower House, Contents and Vehicle Insurance Policy (PDF 653.5 KB) - effective to 4 April 2018

Travel Insurance

Instant Insurance for Travel Policy (PDF 106.0 KB) - effective to 4 April 2018

In addition to the General Terms & Conditions, Personal Banking and Business Banking Fees and Limits Brochures, Travel Insurance for Kiwibank Credit Cards policy wording, Credit Card Repayment Insurance Policy wording and Credit Card Repayment Insurance Policy, the following product specific documents apply:

Kiwibank Credit Cards Terms and Conditions

Kiwibank Credit Card terms and conditions (PDF 170.5 KB) - effective to 6 May 2019

Kiwibank Credit Card terms and conditions (PDF 154.2 KB) - effective to 15 October 2018

Kiwibank Credit Card terms and conditions (PDF 806.5 KB) - effective to 3 July 2018

Kiwibank Credit Card terms and conditions (PDF 138.9 KB) - effective to 27 May 2015

Credit Cards Disclosure Statements

Credit Cards Disclosure Statement (PDF 53.7 KB) - effective from June 2015