Kiwi making Kiwi better off
We exist to create competition — to make the banking system fairer to make Kiwi better off. We provide Kiwi with a strong, local bank that reinvests in New Zealand.
This is still as true today as when we were born.
The reality is, banking often works better for banks than it does for customers, and we don't think that's right. We want to empower and incentivise Kiwi and their businesses to make positive financial and sustainable choices, to make them, and Aotearoa, better off.
We’ve always challenged the status quo and have backed better outcomes where it matters most. As we’ve grown, we’ve delivered greater value and fairer outcomes for more Kiwi.
Building a brighter future for Kiwi
Being better off starts with having a positive relationship with money. That's why we're passionate about Kiwi of all ages taking action to have a brighter financial future.
Learning in schools
We partner with Banqer to provide real-world financial simulations to primary and secondary school students across Aotearoa, to set them up for financial success.
Ngā Tāngata Microfinance Trust
We partner with Ngā Tāngata Microfinance Trust to provide fee-free and interest-free microfinance loans, to help provide responsible lending alternatives to Kiwi in need.
Accounts for kids & teens
Get your child or teen off to a positive financial start and encourage good money habits early with their own Kiwibank account.
Better for Aotearoa, in every sense
Kiwibank is New Zealand owned and we're committed to making it better — for the economy, the environment, and the communities we're all a part of. Here's how we're doing that.
Responsible Business Policy
When we're doing business, we make decisions that put people and the planet first, guided by our policy.
Sustainable business loans
To help your business achieve sustainable outcomes, we provide a preferential interest rate on business loans if the loan is for an approved sustainable purpose.
Our sustainability approach
As a purpose-led business, we aim to run our business in a way that supports our customers, our people, the communities we operate in, and the environment to thrive.
Being inclusive
We want to uplift the wellbeing of our people and suppliers through a range of initiatives, from championing a diverse and inclusive workforce to ensuring our people and key suppliers are paid living wage.
Gender Tick
We're the first bank in New Zealand to receive Gender Tick accreditation. We see the Gender Tick as a sign of our ongoing commitment to diversity and inclusion.
Living Wage
We're proud to have been accredited as a Living Wage employer, meaning all employees of Kiwibank, including contractors and suppliers, will be paid no less than the Living Wage.