Sustainable business loans

To help your business reduce carbon emissions, we provide a preferential interest rate on business loans if the loan is for an approved sustainable purpose. This is doing business without it costing the earth.
Sustainable business

Key features & benefits

  • Help reduce your business' carbon footprint.

  • Preferential interest rates.

  • Available on Business term loans, Asset finance term loans and Property finance.

How it works

Sustainable business loans can be used for

  • Building or purchasing NZGBC Green Star 5 or above certified buildings, or Homestar 8 certified or above developments
  • Implementing technology or equipment to improve energy efficiency by at least 25%
  • Establishing renewable energy generation and/or storage or low carbon charging infrastructure
  • Purchasing electric machinery or commercial equipment that meets our standard Asset finance criteria and has an existing fossil fuel driven alternative
  • Installing low or zero carbon process heat systems
  • Purchasing new electric or hydrogen light vehicles, or low emission heavy vehicles
  • Circular economy innovations:
    • sustainable packaging that's 100% reusable, recyclable or compostable
    • development of waste infrastructure
    • carbon capture and storage technology.

If you're a B Corp certified business, you'll get access to preferential rates on all our business loans

Sustainable business loan options

Measure your business carbon footprint

Cogo app

We've partnered with sustainability fintech Cogo to enable qualifying businesses to easily measure and understand their carbon footprint.

Apply for a sustainable business loan

Get in touch with us and our dedicated business banking team will help you through the process of getting sustainable finance.

Talk to a business banking specialist

Complete our online form and one of business banking specialists will get back to you within one to three working days.

Find a business banker

Call us

Call our business banking team on 0800 601 601, or +64 4 803 1646 if you’re calling from overseas.

Mon – Fri: 8am – 5pm.

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