Sustainable business loans

To help your business achieve sustainable outcomes, we provide a preferential interest rate on business loans if the loan is for an approved sustainable purpose.
Sustainable business

Key features & benefits

  • Helps your business achieve sustainable outcomes that benefit the environment or contribute to social good.

  • Preferential interest rates.

  • Loan options may include Business term loans, Asset finance term loans or Property finance.

How it works

Sustainable business loans can be used for

Sustainable buildings

Purchasing, developing or refinancing:

  • Commercial properties with a 5 star Green Star or above rating.
  • Residential properties with a 6 star Homestar or above rating.
  • Social or transitional housing projects.

Also for purchasing or refinancing office buildings with a 4 star NABERSNZ or above rating.

Find out more about sustainable business loans for sustainable buildings.

Energy efficiency and renewable energy

  • Purchasing and installing energy efficient technology to commercial premises such as, energy efficient heat pumps or commercial LED lighting.
  • Purchasing or installing renewable energy generation, supply or storage projects.

Find out more about sustainable business loans for energy efficiency and renewable energy.

Sustainable transport and equipment

  • Purchasing new low carbon vehicles, or products that support low carbon transport solutions such as, electric vehicle charging infrastructure.
  • Purchasing and installing new sustainably powered machinery that meets our standard asset finance criteria.

Find out more about sustainable business loans for sustainable transport and equipment.

Water and waste management

  • Developing sustainable packaging solutions and circular economy processes that reduce waste to landfill.
  • Developing waste reduction infrastructure.
  • Purchasing and installing water efficient technology such as water metering.

Find out more about sustainable business loans for water and waste management.

Sustainable industry

Establishing or scaling sustainable nature-based ventures including:

  • Beyond the farm gate organic food systems such as, viticulture or horticulture systems.
  • Sustainable aquaculture or fisheries.

Find out more about sustainable business loans for sustainable industry.

Conservation and land use change

  • Establishing permanent native or exotic forestry.
  • Conserving, rewilding or regenerating natural environments such as, peatlands, wetlands, parklands to enhance biodiversity.
  • Developing ecotourism ventures or activities from non-sustainable tourism.

Find out more about sustainable business loans for conservation and land use change.

B corp certified businesses

If you're a B Corp certified business, you can get access to preferential rates on our business loans. For existing business loans you have with us, preferential pricing will be worked through based on your borrowing needs and timing.

Find out more about sustainable business loans for B Corp certified businesses.

Sustainable business loan options

Measure your business carbon footprint

Cogo app

We've partnered with sustainability fintech Cogo to enable qualifying businesses to easily measure and understand their carbon footprint.

Apply for a sustainable business loan

Get in touch with us and our dedicated business banking team will help you through the process of getting sustainable finance.

Talk to a business banking specialist

Complete our online form and one of business banking specialists will get back to you within one to three working days.

Find a business banker

Call us

Call our business banking team on 0800 601 601, or +64 4 803 1646 if you’re calling from overseas.

Mon – Fri: 8am – 5pm.