Key features & benefits
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Help reduce your business' carbon footprint.
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Preferential interest rates.
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Available on Business term loans, Asset finance term loans and Property finance.
How it works
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Applying for a sustainable business loan
To apply for a sustainable business loan, you'll need to take out a Business term loan, Asset finance term loan or Property finance with us, and provide evidence that the loan is for one of our approved sustainability purposes. Our business banking specialists will work with you to determine your eligibility and will help you find the best option for your business.
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New to Kiwibank?
You can be new to Kiwibank or an existing Kiwibank customer to qualify for a sustainable business loan.
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Preferential interest rates
Depending on what type of borrowing you decide on, we'll discuss the options and preferential interest rates with you.
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Responsible business banking policy
Your business will need to meet our responsible business banking policy which details the types of businesses we won't do business with.
Sustainable business loans can be used for
- Building or purchasing NZGBC Green Star 5 or above certified buildings, or Homestar 8 certified or above developments
- Implementing technology or equipment to improve energy efficiency by at least 25%
- Establishing renewable energy generation and/or storage or low carbon charging infrastructure
- Purchasing electric machinery or commercial equipment that meets our standard Asset finance criteria and has an existing fossil fuel driven alternative
- Installing low or zero carbon process heat systems
- Purchasing new electric or hydrogen light vehicles, or low emission heavy vehicles
- Circular economy innovations:
- sustainable packaging that's 100% reusable, recyclable or compostable
- development of waste infrastructure
- carbon capture and storage technology.
If you're a B Corp certified business, you'll get access to preferential rates on all our business loans
Sustainable business loan options
Measure your business carbon footprint
We've partnered with sustainability fintech Cogo to enable qualifying businesses to easily measure and understand their carbon footprint.
Apply for a sustainable business loan
Get in touch with us and our dedicated business banking team will help you through the process of getting sustainable finance.
Talk to a business banking specialist
Complete our online form and one of business banking specialists will get back to you within one to three working days.
Find a business bankerCall us
Call our business banking team on 0800 601 601, or +64 4 803 1646 if you’re calling from overseas.
Mon – Fri: 8am – 5pm.
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Kiwibank's sustainability and lending criteria, terms and conditions, and fees apply.