Save with full interest & instant access
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Instant access to add or withdraw your money when you need it.
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Earn interest from day one, calculated daily and paid monthly.
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No minimum balance required to open an account or earn interest.
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No monthly account management fee.
How it works
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Check your eligibility
To open a Business Online Call account with us, the director of your company must be a New Zealand citizen or reside in New Zealand.
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Nominate an account for withdrawals
Nominate an everyday account for your withdrawals to be paid into. You can change this anytime by sending us a secure message through internet banking for business or our mobile app.
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Manage your account online
You're in control — check your balance, add money, or make withdrawals anytime and anywhere using internet banking for business or our mobile app.
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Pay no account management or transaction fees
More of your money stays where it should with no account management or transaction fees when you manage your savings online. Other fees may apply.
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Earn interest daily
Interest is calculated daily and paid monthly, so you can see your balance build. Access your money anytime, without losing the interest you’ve earned — no fees or restrictions.
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Integrate with accounting software
Get a more complete view of your business finances by linking your banking records with accounting software like Xero, MYOB, and Reckon.
Kiwibank accounts deliver exceptional value for your business, and Canstar’s 2025 Outstanding Value Business Savings Accounts Award proves it.
Open a Business Online Call account
New to Kiwibank?
Opening a business account is quick and secure. If you're a New Zealand registered limited company, you can start the process online in under 20 minutes.
Open an accountTalk to a business banking specialist
Complete our online form and one of our business banking specialists will get back to you within one to three working days.
Find a business bankerCall us
Call our business banking team on 0800 601 601, or +64 4 803 1646 if you’re calling from overseas.
Mon – Fri: 8am – 5pm.
Other options you might be interested in
Depositor protection
Business Online Call accounts are protected under the Depositor Compensation Scheme.
Standard terms and conditions
Interest rates are subject to change.
This communication contains general information only and not investment or tax advice, and as such you shouldn't rely on it as the sole basis for any financial decision. Potential investors should seek professional advice as to whether an investment is right for them, including the taxation implications of such an investment.