Compare foreign exchange rates & fees

Find the foreign exchange rate for sending money overseas, or transferring money from your foreign currency account to a New Zealand dollar account. See what fees may apply to foreign exchange transactions.

Foreign exchange rates

Indicative foreign exchange rates as at: [Rates timestamp]. Rates subject to change without notice.

Currency

Sending an international money transfer

Popular exchange rates

AUD - Australian Dollars

FX Rate AUD Buy TT (active)

GBP - Great Britain Pounds

FX Rate GBP Buy TT (active)

USD - United States Dollars

FX Rate USD Buy TT (active)

JPY - Japanese Yen

FX Rate JPY Buy TT (active)

EUR - Euros

FX Rate EUR Buy TT (active)

More foreign exchange rates

AED - United Arab Emirates Dirham

FX Rate AED Buy TT (active)

CAD - Canadian Dollars

FX Rate CAD Buy TT (active)

BHD - Bahrain Dinar

FX Rate BHD Buy TT (active)

CHF - Swiss Francs

FX Rate CHF Buy TT (active)

CZK - Czech Republic Koruna

FX Rate CZK Buy TT (active)

DKK - Danish Krone

FX Rate DKK Buy TT (active)

FJD - Fiji Dollars

FX Rate FJD Buy TT(active)

HKD - Hong Kong Dollars

FX Rate HKD Buy TT(active)

HUF - Hungarian Forint

FX Rate HUF Buy TT (active)

IDR - Indonesian Rupiah

FX Rate IDR Buy TT (active)

ILS - Israel Shekel

FX Rate ILS Buy TT (active)

MXN - Mexican Pesos

FX Rate MXN BuyTT (active)

NOK - Norwegian Krone

FX Rate NOK Buy TT (active)

PGK - Papua New Guinea Kina

FX Rate PGK Buy TT (active)

PHP - Philippines Pesos

FX Rate PHP Buy TT (Active)

PKR - Pakistan Rupee

FX Rate PKR Buy TT (active)

PLN - Poland Zloty

FX Rate PLN Buy TT (active)

SAR - Saudi Arabian Riyal

FX Rate SAR Buy TT (active)

SBD - Solomon Islands Dollars

FX Rate SBD Buy TT (active)

SEK - Swedish Krona

FX Rate SEK Buy TT (active)

SGD - Singapore Dollars

FX Rate SGD Buy TT (active)

THB - Thailand Baht

FX Rate THB Buy TT (active)

TOP - Tongan Pa’anga

FX Rate TOP Buy TT (active)

TRY - Turkish Lira

FX Rate TRY Buy TT (active)

VUV - Vanuatu Vatu

FX Rate VUV Buy TT (active)

WST - Samoan Tala

FX Rate WST Buy TT (active)

ZAR - South African Rand

FX Rate ZAR Buy TT (active)

Fees

Here are the fees you pay for foreign currency accounts or foreign currency transactions on your transaction and savings accounts. NZD account refers to your transaction and savings accounts which can be used for foreign currency transactions.

There are also credit card, ATM and Visa Debit international fees which are set out in the credit cards and accounts sections.

Account fees

 

Monthly account maintenance fees

Free for foreign currency accounts.

Service fees

 

International bank draft stop fee

When you ask us to stop an international bank draft.

NZD15 per stop.

Inward international payment fee (into your foreign currency account)

When you receive an international payment from an overseas bank account into your foreign currency account.

NZD12 equivalent per transfer.

Outward international payment fee: telegraphic transfers and international direct credits

When you send an international payment to an overseas bank account from your NZD account or your foreign currency account.

  • NZD10 equivalent when done by internet banking with charges SHA¹.
  • NZD20 equivalent when done by internet banking with charges OUR².
  • NZD25 equivalent when done person to person at your nearest Kiwibank branch or by email with charges SHA¹.
  • NZD35 equivalent when done person to person at your nearest Kiwibank or by email with charges OUR².

When you send an international direct credit³ to an overseas bank account from your NZD account or your foreign currency account:

  • NZD20 equivalent when done by internet banking.
  • NZD25 equivalent when done person to person at your nearest Kiwibank branch or by email.

¹ SHA fees are shared between the sender and beneficiary of the payment: overseas bank fees will be deducted from the payment. This will mean the beneficiary receives less than you have sent.

² OUR fees are paid by the sender of the payment. You will pay an additional fee, which will be added to your payment fee to cover overseas bank fees. By choosing this option, the full amount you send should reach the beneficiary, however, this is not within Kiwibank’s control and there may be additional fees charged to the beneficiary.

³ Direct credits are only available in Great British pounds and Australian dollars.

Inward international payment fee (into your NZD account)

When you receive an international payment from an overseas bank account into your NZD account.

NZD12 per transfer.

If the overseas bank sends the payment via another New Zealand bank, then that bank’s fee will apply.

Other banks involved in processing the transfer may deduct fees from the amount transferred. These fees vary from bank to bank.

Outward international payment investigation/ amendment/ cancellation fee

When you ask for an investigation in respect of an international payment, or ask for the amendment or cancellation of an international payment.

NZD25 per investigation, amendment or cancellation.

Other banks involved in the amendment or cancellation may charge fees. These fees vary from bank to bank. We’ll pass these fees onto you.

Transfers (for electronic transfers between your Kiwibank foreign currency accounts and NZD accounts)

Free.

You should note that free transfers are only between Kiwibank accounts that are in the same name.

Talk to us

Our business banking specialists can help you navigate the world of foreign exchange, trade and sending and receiving money overseas.

Talk to a business banking specialist

Complete our online form and one of business banking specialists will get back to you within one to three working days.

Find a business banker

Call us

Call our business banking team on 0800 222 490, or +64 4 803 1646 if you’re calling from overseas.

Mon – Fri: 8am – 5pm.