Compare foreign exchange rates and fees

Find the foreign exchange rate for sending money overseas, or transferring money from your foreign currency account to a New Zealand dollar account. See what fees may apply to foreign exchange transactions.

Foreign exchange rates

Indicative foreign exchange rates as at: . Rates subject to change without notice.

Currency

Sending an international money transfer

Popular exchange rates

AUD - Australian Dollars

GBP - Great Britain Pounds

USD - United States Dollars

JPY - Japanese Yen

EUR - Euros

More foreign exchange rates

AED - United Arab Emirates Dirham

CAD - Canadian Dollars

BHD - Bahrain Dinar

CHF - Swiss Francs

CZK - Czech Republic Koruna

DKK - Danish Krone

FJD - Fiji Dollars

HKD - Hong Kong Dollars

HUF - Hungarian Forint

IDR - Indonesian Rupiah

ILS - Israel Shekel

KES - Kenyan Shilling

KWD - Kuwait Dinar

MXN - Mexican Pesos

NOK - Norwegian Krone

PGK - Papua New Guinea Kina

PHP - Philippines Pesos

PKR - Pakistan Rupee

PLN - Poland Zloty

SAR - Saudi Arabian Riyal

SBD - Solomon Islands Dollars

SEK - Swedish Krona

SGD - Singapore Dollars

THB - Thailand Baht

TOP - Tongan Pa’anga

TRY - Turkish Lira

VUV - Vanuatu Vatu

WST - Samoan Tala

ZAR - South African Rand

Fees

Here are the fees you pay for foreign currency accounts or foreign currency transactions on your transaction and savings accounts. NZD account refers to your transaction and savings accounts which can be used for foreign currency transactions.

There are also credit card, ATM and Visa Debit international fees which are set out in the credit cards and accounts sections.

Account fees

 

Monthly account maintenance fees

Free for foreign currency accounts.

Service fees

 

International bank draft stop fee

When you ask us to stop an international bank draft.

NZ$15 per stop.

Inward international payment fee (into your foreign currency account)

When you receive an international payment from an overseas bank account into your foreign currency account.

NZ$12 equivalent per transfer.

Outward international payment fee: telegraphic transfers and international direct credits

When you send an international payment to an overseas bank account from your NZD account or your foreign currency account.

  • NZD10 equivalent when done by internet banking with charges SHA¹.
  • NZD20 equivalent when done by internet banking with charges OUR².
  • NZD25 equivalent when done person to person at your nearest Kiwibank branch or by email with charges SHA¹.
  • NZD35 equivalent when done person to person at your nearest Kiwibank or by email with charges OUR².

When you send an international direct credit³ to an overseas bank account from your NZD account or your foreign currency account:

  • NZD20 equivalent when done by internet banking.
  • NZD25 equivalent when done person to person at your nearest Kiwibank branch or by email.

¹ SHA fees are shared between the sender and beneficiary of the payment: overseas bank fees will be deducted from the payment. This will mean the beneficiary receives less than you have sent.

² OUR fees are paid by the sender of the payment. You will pay an additional fee, which will be added to your payment fee to cover overseas bank fees. By choosing this option, the full amount you send should reach the beneficiary, however, this is not within Kiwibank’s control and there may be additional fees charged to the beneficiary.

³ Direct credits are only available in Great British pounds and Australian dollars.

Inward international payment fee (into your NZD account)

When you receive an international payment from an overseas bank account into your NZD account.

NZ$12 per transfer.

If the overseas bank sends the payment via another New Zealand bank, then that bank’s fee will apply.

Other banks involved in processing the transfer may deduct fees from the amount transferred. These fees vary from bank to bank.

Outward international payment investigation, amendment and cancellation fee

When you ask for an investigation in respect of an international payment, or ask for the amendment or cancellation of an international payment.

NZ$25 per investigation, amendment or cancellation.

Other banks involved in the amendment or cancellation may charge fees. These fees vary from bank to bank. We’ll pass these fees onto you.

Transfers (for electronic transfers between your Kiwibank foreign currency accounts and NZD accounts)

Free.

You should note that free transfers are only between Kiwibank accounts that are in the same name.

Talk to us

Our business banking specialists can help you navigate the world of foreign exchange, trade and sending and receiving money overseas.

Talk to a business banking specialist

Complete our online form and one of business banking specialists will get back to you within one to three working days.

Find a business banking

Call us

Call our business banking team on 0800 222 490, or +64 4 803 1646 if you’re calling from overseas.

Mon – Fri: 8am – 5pm.