If you're financially impacted by COVID-19 and need support, see how we can help you. For information on latest branch opening hours in the Northland, Auckland and Waikato regions see our branch updates page.
If you need to buy large assets, like vehicles, commercial trucks and trailers or plant and machinery, we've got asset loan options to suit.
Loans secured against the asset you're purchasing, i.e. a truck or a digger, or against existing plant and equipment if additional security is needed
Tailored repayments to suit your circumstances and cashflow, with flexible repayment terms from 12 months to five years
Options for fixed and variable loans
Simple, quick, decisive service at competitive interest rates
You'll have ownership and use of the asset while you're paying it off
Facilities to manage fleet and multiple asset requirements.
We're passionate about getting to know your business and working with you to achieve your goals and aspirations. Kiwibank Asset Finance was previously Kiwi Asset Finance Limited, a wholly-owned subsidiary of Kiwibank and whose operations were incorporated into Kiwibank in 2020, so we can provide greater options for meeting your business banking needs.
An easy, flexible way to finance new assets or consolidate your existing loans, with the option of fixed or variable interest rates. Payments can be structured to match the cashflow of your business.
A pre-approved facility, ideal for businesses with multiple assets, or fleets where each asset is financed individually to meet the life expectancy of the asset.
A revolving credit facility with a pre-approved limit so you can easily finance fleets and other business assets. Make monthly payments based on the outstanding balance. A revolving credit facility offers improved asset management for the purchase of new equipment for expansion, or for upgrading your fleet or plant.
Borrow for tangible assets, including:
Depending on your circumstances, you can borrow up to 100% of the purchase price of a new asset, with lending starting from $20,000. GST can be funded.
The interest rate you'll pay will depend on the terms of your loan, the security you have to offer, and the circumstances of your business.
Your loan will be secured by the asset you're buying, or against your existing plant and equipment, if additional security is required. You'll have ownership and use of the asset while you're paying it off.
Get in touch with us to talk through the asset finance options that might best suit your business.
Kiwi Asset Finance Limited's lending criteria, terms and conditions, and fees apply.