Key features & benefits
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Loans secured against the asset you're purchasing, i.e. a truck or a digger, or against existing plant and equipment if additional security is needed
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Tailored repayments to suit your circumstances and cashflow, with flexible repayment terms from 12 months to five years
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Options for fixed and variable loans
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You'll have ownership and use of the asset while you're paying it off
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Facilities to manage fleet and multiple asset requirements.
Your asset finance options
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Term loans
An easy, flexible way to finance new assets or consolidate your existing loans, with the option of fixed or variable interest rates. Payments can be structured to match the cashflow of your business.
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KiwiLink
A pre-approved facility, ideal for businesses with multiple assets, or fleets where each asset is financed individually to meet the life expectancy of the asset.
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KiwiPlus
A revolving credit facility with a pre-approved limit so you can easily finance fleets and other business assets. Make monthly payments based on the outstanding balance. A revolving credit facility offers improved asset management for the purchase of new equipment for expansion, or for upgrading your fleet or plant.
How it works
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What you can borrow for
Borrow for tangible assets, including:
- Earthmoving and contracting equipment
- Business motor vehicles
- Plant and machinery
- Fleet finance
- Commercial trucks and trailers.
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How much you can borrow
Depending on your circumstances, you can borrow up to 100% of the purchase price of a new asset, with lending starting from $20,000. GST can be funded.
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Interest rates
Your interest rate will depend on the terms of your loan, the security you have to offer, and the circumstances of your business.
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Security
Your loan will be secured by the asset you're buying, or against your existing plant and equipment, if additional security is required. You'll have ownership and use of the asset while you're paying it off.
Talk to us
Get in touch with us to talk through the asset finance options that might best suit your business.
Talk to a business banking specialist
Complete our online form and one of business banking specialists will get back to you within one to three working days.
Find a business bankerCall us
Call our business banking team on 0800 601 601, or +64 4 803 1646 if you’re calling from overseas.
Mon – Fri: 8am – 5pm.
Other borrowing options you may be interested in
Kiwibank Limited's lending criteria, terms and conditions, and fees apply.