Property finance

Talk to us

Find a property finance specialist

Find aproperty finance specialist in your area. Request a call back or call them directly.

Find a specialist

Call us

Call our business banking team on 0800 601 601, or +64 4 803 1646 if you’re calling from overseas.

  • Mon – Fri: 8am – 5pm

If you’re a property developer or investor wanting to buy, develop or refinance a property and are looking for lending of more than $2 million, we’ve got specialist loans, structures and specialists to help.

Key features and benefits

  • A specialist property finance team on hand to work out the best finance options and structure for you.

  • Finance tailored to suit each property development or investment project.

  • Property finance is suitable for property development or investment funding of more than $2 million. It's not available for owner-occupiers.

How it works

  • Tailored finance

    Our team of property finance specialists understand that no two property deals are the same, so they’ll get to know you and your project and tailor a financial solution to best suit your circumstances.

  • Interest rates and fees

    Interest rates and fees will depend on your circumstances, so get in touch with our property finance team to discuss your project.

  • Eligibility

    Property finance is available for property development or investment projects of more than $2 million, where you are not the owner-occupier.

Talk to us

To find out more and to discuss specifics of your property projects, get in touch with our property finance team. We've got specialists around the country who can work with you on your next property development or investment.

Talk to us

Find a property finance specialist

Find aproperty finance specialist in your area. Request a call back or call them directly.

Find a specialist

Call us

Call our business banking team on 0800 601 601, or +64 4 803 1646 if you’re calling from overseas.

  • Mon – Fri: 8am – 5pm

Other borrowing options you may be interested in

Business loan

Revolving credit loan

Great if you need flexibility, with no set repayments.

  • No fixed repayment periods
  • Make payments as and when suits your business
  • Revolving loan facility
  • Secured against business or personal assets
  • Rates will depend on the security you can offer.
Find out more
Business loan

Fixed rate loan

Manage your cash flow with a business term loan.

  • Lock in an interest rate from six months to five years
  • If interest rates rise during the term of your fixed loan, you won't be affected
  • Secured against business or personal assets
  • If you're a Xero or MYOB AccountRight customer, you may be able to apply online and get a quick decision within minutes.
Find out more
Business loan

Variable rate loan

Manage your cash flow with a term business loan.

  • Flexibility to make extra payments or increase your regular payments
  • If rates fall, you'll pay less interest
  • Secured against business or personal assets
  • Rates will depend on the security you can offer
  • If you're a Xero or MYOB AccountRight customer, you may be able to apply online and get a quick decision within minutes.
Find out more
Overdraft

Business overdraft

A flexible financial buffer for your business.

  • Help smooth out cashflow fluctuations
  • Variable interest rate
  • Lending is unsecured
  • No set repayments
  • Pay it off and re-use it whenever you like
  • If you're a Xero or MYOB AccountRight customer, you may be able to apply online and get a quick decision within minutes.
Find out more
Business loan

Asset finance

Borrow to fund large assets for your business.

  • Loans secured against the asset you purchase
  • Tailored repayments to suit your circumstances and cashflow, with flexible repayment terms from 12 months to five years
  • You'll have ownership and use of the asset while you're paying it off
  • Facilities to manage fleet and multiple asset requirements.
Find out more

Kiwibank's lending criteria, terms and conditions, and fees apply.