Borrowing

• No fixed repayment periods
• Make payments as and when suits your business
• Revolving loan facility
• Secured against business or personal assets
• Rates will depend on the security you can offer.

• Lock in an interest rate from six months to five years
• If interest rates rise during the term of your fixed loan, you won't be affected
• Secured against business or personal assets
• If you're a Xero or MYOB AccountRight Live customer, you may be able to apply online and get a quick decision within minutes.

• Flexibility to make extra payments or increase your regular payments
• If rates fall, you'll pay less interest
• Secured against business or personal assets
• Rates will depend on the security you can offer
• If you're a Xero or MYOB AccountRight Live customer, you may be able to apply online and get a quick decision within minutes.

• Help smooth out cashflow fluctuations
• Variable interest rate
• Lending is unsecured
• No set repayments
• Pay it off and re-use it whenever you like
• If you're a Xero or MYOB AccountRight Live customer, you may be able to apply online.

• Take control of business expenses by setting different spend limits for each cardholder
• See who's spending what, with clear breakdowns of cardholder spend
• Better manage cash flow with up to 55 interest free days on purchases

Other fees and interest apply. Interest rates are subject to change.

• Suitable if you're not an owner-occupier
• Property development funding of more than $2 million
• Property investment funding of more than $2 million.

• Loans secured against the asset you purchase
• Tailored repayments to suit your circumstances and cashflow, with flexible repayment terms from 12 months to five years
• You'll have ownership and use of the asset while you're paying it off
• Facilities to manage fleet and multiple asset requirements.