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Borrowing

If you need funds to start your business, expand, boost working capital, or just tide you over, we've got credit card and borrowing options to suit. This is helping you reach your business goals.

   

Find the right option for your business

Compare borrowing options
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Backing Kiwi to take the next step

StartUp+ gives early‑stage businesses flexible funding, practical support and a banking partner who understands what building a business really takes.

Learn more about StartUp+

Talk to us

If you want to talk through your business borrowing options, get in touch with our business banking team.

Talk to a business banking specialist

Complete our online form and one of business banking specialists will get back to you within one to three working days.

Find a business banker

Call us

Call our business banking team on 0800 601 601, or +64 4 803 1646 if you’re calling from overseas.

Mon – Fri: 8am – 5pm.

Call 0800 601 601

Kiwibank's eligibility criteria, lending criteria, terms and conditions, and fees apply.