Same-day cleared payments

If you need to make an urgent, high-value payment to another bank ask about same-day cleared payments.

Key features & benefits

  • Useful if you need to make an urgent payment to a non-Kiwibank account.

  • The money will land in the account you're transferring to within an hour.

  • Same-day cleared payments can't be reversed.

How it works

  • Processing times

    Funds appear in the bank account of the person you’re paying within 60 minutes (usually less) from the time funds come out of your bank account. Normally, when you make a payment to another bank, the bank you're sending to may only process incoming payments every few hours or overnight. This service is only available on business days.

  • Fees

    A $25 fee applies when you make a same-day cleared payment.

  • Email notification

    You can ask the receiving bank to send an email to the payee to let them know when the funds have been credited to their account, so they know the money has arrived and can be used.

  • Fill out a form

    If you'd like to make a same-day cleared payment, fill out this form (PDF 57.5 KB) and get in touch with our business banking team. The request needs to be received by 4pm on a business day.

  • Urgent payments between Kiwibank accounts

    If you want to urgently pay funds from one Kiwibank account to another, we recommend that you use a one-off payment via internet banking instead, as these transfers happen instantly.

Talk to us

If you'd like to make a same-day cleared payment, or would like more information, get in touch with our business banking team.

Find a business banking specialist

Find a business banking specialist in your area. Request a call back, or call them directly.

Find a business banker

Call us

Call our business banking team on 0800 601 601, or +64 4 803 1646 if you’re calling from overseas.
Mon – Fri: 8am – 5pm.

Download Kiwibank’s Disclosure Statement (PDF 2.1 MB) or pick up a copy at your nearest Kiwibank.