Key features & benefits
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Use money from your linked business account to shop anywhere Visa is accepted.
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Withdraw cash from ATMs.
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Protection against unauthorised use of your card or account details.
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Add to your phone and pay on the go with Apple Pay or Google Pay™.
How it works
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Accounts
You can link a Visa Debit Card to your one-to-sign Business Edge or Not-for-profit Performer account. When you order a card, you’ll be asked to select a primary account – this will be linked to the ‘CHQ’ option on EFTPOS terminals. You can also opt to link a secondary account – this will be the ‘SAV’ option.
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Multiple signatories
If your business requires more than one signatory to make transactions you won’t be able to get Visa Debit Card access to your account.
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Set or change a PIN on your card
You can set or change the PIN on your Visa Debit Card within the mobile app or internet banking.
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Using an EFTPOS terminal or ATM
When making a purchase or making an ATM withdrawal in New Zealand, you can choose ‘CHQ’ or 'SAV' depending which account you'd like to make the payment from. When using your card overseas, select ‘Credit’ and enter your PIN - funds will come from your primary account. You won’t be able to access your secondary account overseas. Overseas ATM and international transaction fees will apply.
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Contactless payments
You can make contactless payments on your mobile device or card.
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Security
Visa’s Zero Liability policy means you won’t be held responsible for fraudulent charges or unauthorised purchases.
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Add to your mobile wallet
It's easy to add this card to your mobile wallet, so you can pay with your device using Apple Pay or Google Pay™. You can add it to your mobile wallet before your physical card arrives in the post.
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Foreign currency transactions
When you use your card for foreign currency transactions, your transactions will be charged to your account in New Zealand dollars at a rate of exchange determined by Visa on the date it sends the transaction details to us. An international transaction fee also applies.
Rates & fees
Visa Debit Card annual fee |
What you’ll pay to have your Visa Debit Card
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Visa Debit Card cash advance fee |
When you use your Visa Debit Card to withdraw cash over the counter at another bank or financial institution
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Visa Debit Card replacement fee |
When you ask for a replacement Visa Debit Card:
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Visa Debit Card disputed transaction fee |
When you dispute a transaction made using your Visa Debit Card
An investigation fee may also apply. |
Overseas ATM balance enquiry fee |
When you use your Visa Debit Card to make an ATM balance enquiry at an overseas ATM
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Overseas ATM cash withdrawal fee |
When you use your Visa Debit Card to withdraw cash at an overseas ATM
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Overseas currency conversion commission |
When you use your ATM/EFTPOS card or Visa Debit Card for a foreign currency transaction.
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Talk to us
If you're interested in getting a Visa Debit Card for your business, get in touch with our business banking team.
Talk to a business banking specialist
Complete our online form and one of business banking specialists will get back to you within one to three working days.
Find a business bankerCall us
Call our business banking team on 0800 601 601, or +64 4 803 1646 if you’re calling from overseas.
Mon – Fri: 8am – 5pm.
The Visa Debit Card isn't available on all accounts. Download Kiwibank’s Disclosure Statement or pick up a copy at your nearest Kiwibank.
When Kiwibank converts foreign currency into New Zealand dollars, Kiwibank makes money on the conversion.
Download the Kiwibank Apple Pay Terms & Conditions.
Download the Kiwibank Google Pay Terms & Conditions.
We no longer offer the Business Performer account. You can find relevant information about this account on our products no longer offered page.