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Visa Debit Card
Link a Kiwibank Visa Debit Card to your Business Edge or Not-for-profit Performer account and use it to pay for purchases in stores, online, overseas, or over the phone. This is getting the most out of your card.
Key features & benefits
Use money from your linked business account to shop anywhere Visa is accepted: in stores, online, overseas and over the phone.
Withdraw cash from ATMs that accept Visa worldwide.
You can link a Visa Debit Card to your one-to-sign Business Edge or Not-for-profit Performer account. When you order a card, you’ll be asked to select a primary account – this will be linked to the ‘CHQ’ option on EFTPOS terminals. You can also opt to link a secondary account – this will be the ‘SAV’ option.
If your business requires more than one signatory to make transactions you won’t be able to get Visa Debit Card access to your account.
When making a purchase or making an ATM withdrawal in New Zealand, choose ‘CHQ’ to access your primary account and ‘SAV’ to access your secondary account. When using your card overseas, select ‘Credit’ and enter your PIN - funds will come from your primary account. You won’t be able to access your secondary account overseas. Overseas ATM and international transaction fees will apply.
You can make contactless payments to tap for purchases under $200, and tap and PIN for purchases over $200. If you make a contactless payment, funds will come out of your primary account.
When you use your card for foreign currency transactions, your transactions will be charged to your account in New Zealand dollars at a rate of exchange determined by Visa on the date it sends the transaction details to us. An international transaction fee also applies.
Rates & fees
Visa Debit Card annual fee
What you’ll pay to have your Visa Debit Card
$10 per card per annum (waived for the first year of the first card)
Visa Debit Card cash advance fee
When you use your Visa Debit Card to withdraw cash over the counter at another bank or financial institution
$6 per withdrawal
Visa Debit Card replacement fee
When you ask for a replacement Visa Debit Card:
$15 for standard delivery within New Zealand
$20 for urgent delivery within New Zealand
$20 for standard international delivery
$50 for urgent international delivery
Visa Debit Card disputed transaction fee
When you dispute a transaction made using your Visa Debit Card
$15 per transaction receipt requested
An investigation fee may also apply.
Overseas ATM balance enquiry fee
When you use your Visa Debit Card to make an ATM balance enquiry at an overseas ATM
$1 per balance enquiry
Overseas ATM cash withdrawal fee
When you use your Visa Debit Card to withdraw cash at an overseas ATM
$6 per withdrawal
Overseas currency conversion commission
When you use your ATM/EFTPOS card or Visa Debit Card for a foreign currency transaction.
2.5% of the New Zealand dollar amount once converted.