Using contactless payments
You can use contactless payments (Visa payWave), with your card or device such as iPhone and Apple Watch, anywhere you see the contactless symbol, both here and overseas. All Kiwibank Visa Debit and credit cards come with contactless capability. If you want to set up contactless payments on your mobile device, you'll need to add your card to your mobile wallet, in Kiwibank Mobile App.
How to use it
Hold your card or mobile device within 4 cm of the contactless reader. This takes no more than half a second and the terminal will beep once the transaction is processed.
- If you're using your card for purchases over $200, you can still tap your card, but you’ll need to sign or enter your PIN to complete the transaction.
- There's no transaction limit if you're using your mobile wallet, however you'll need to stay within the daily Kiwibank Visa Debit card purchase limit if you're using your Visa Debit Card to pay for your purchase.
You can use contactless payments anywhere in the world you see the contactless symbol – but the transaction limit may vary from country to country.
When you use your card or mobile wallet for foreign currency transactions, your transactions will be charged to your account in New Zealand dollars at a rate of exchange determined by Visa on the date it sends the transaction details to us. An international transaction fee will also apply.