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Foreign currency accounts
Hold funds in a foreign currency rather than having to convert your money into New Zealand dollars. Handy if you regularly make or receive foreign payments, or if you’ve recently moved to New Zealand.
Features and benefits
You can access your account through internet banking
Convert your foreign currency when you think exchange rates look good
You’ll get a unique account number, so you can receive payments directly into your account.
How it works
What you need
To open a Kiwibank Foreign Currency Account, you’ll need a minimum deposit of NZ$500. You’ll also need to have a Kiwibank everyday account, so you can see your Foreign Currency Account in internet and mobile banking.
Foreign currency accounts are available in: Australian dollars, Canadian dollars, Danish krone, Euro, Great British pounds, Hong Kong dollars, Japanese yen, Norwegian Krone, Singapore dollars, South African rand, Swedish krona, Swiss francs and US dollars.
Depositing foreign currency cheques or bank drafts
You need to complete a foreign currency account collection form(PDF 54.5 KB) and send it with your foreign cheque or draft to Kiwibank Limited, 531 High Street, Lower Hutt 5010, Attention: Wholesale & International Operations. Attention: International Services Team. We take no responsibility for your deposit until it’s been signed for at this address. We recommend you use a courier service to track your delivery.
There’s a $60 fee per foreign cheque or draft deposited into your foreign currency account. See all fees.
Deposits via internet banking or transfers
You can transfer money through internet banking or via an international money transfer if you’re overseas. You can’t deposit physical foreign cash into your foreign currency account.
There’s no EFTPOS card access to foreign currency accounts, so you can’t withdraw cash directly. Instead, you can use internet or mobile banking to transfer money to other accounts.