If you're financially impacted by COVID-19 and need support, see how we can help you. For information on latest branch opening hours in the Northland, Auckland and Waikato regions see our branch updates page.
Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowLog in to internet banking and go to Apply & Open to make it happen.
Log in to Internet BankingChoose accounts to suit your daily needs and future goals. Whether you’re after low fees, higher interest rates, or incentives to save your money we’ve got accounts and smart tools to help you get there.
An account for your day-to-day spending.
Monthly account fee.
Bonus interest if you stay on track and don't dip into your account.
Interest rates are subject to change.
Earn interest, but have instant access to your money.
Interest rates are subject to change.
Our best savings account – add money whenever you like.
Rates of return are subject to change.
Our best savings account – add money whenever you like.
Rates of return are subject to change.
Immediate access to your money if you need it.
Interest rates are subject to change.
An account for young savers with big plans.
Interest rates are subject to change.
If you're keen to open an account with Kiwibank, let's get started.
Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowLog in to internet banking and go to Apply & Open to make it happen.
Log in to Internet BankingIf you’re opening a new account with Kiwibank, we'll need to verify your identity and address. You can do this online using your smartphone, or your RealMe verified account, if you have one. Otherwise, you’ll need to bring acceptable forms of ID and proof of address to your nearest Kiwibank. Please give us a call to book an appointment before you visit.
If you’re going through financial hardship we may be able to help you. Please don’t be afraid to talk to us – the sooner you do, the sooner we can work out what we can do to help.
We no longer offer the Tertiary or Graduate packs or the Now, Front Runner or Bill Blaster accounts. If you currently have one of these, you can find the relevant information about these products on our products no longer offered page.
Retail products aren't available to financial institutions or wholesale customers.