Accounts
Whether you’re after low fees, higher interest rates, or incentives to help you save money, we've got accounts and guides to help you get there. This is helping you reach your financial goals.
Find the right account for you
Get your money working harder for you
Open an account
If you're keen to open an account with Kiwibank, let's get started.
If you’re opening a new account with Kiwibank, we'll need to verify your identity and address. You can do this online using your smartphone, or your RealMe verified account, if you have one. Otherwise, you’ll need to bring acceptable forms of ID and proof of address to your nearest Kiwibank. Please give us a call to book an appointment before you visit.
New to Kiwibank?
Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowAlready a Kiwibank customer?
Log in to internet banking and go to Apply & Open to make it happen.
Log in to Internet BankingFinancial hardship assistance
If you’re going through financial hardship we may be able to help you. Please don’t be afraid to talk to us – the sooner you do, the sooner we can work out what we can do to help.
We no longer offer the Tertiary or Graduate packs or the Now, Front Runner or Bill Blaster accounts. If you currently have one of these, you can find the relevant information about these products on our products no longer offered page.
Retail products aren't available to financial institutions or wholesale customers.