Investments

Investment selector

You work hard for your money, so get your money working hard for you. Whether you’re a seasoned pro, or a newbie investor, we’ve got savings accounts, term deposits and investment options to suit your stage in life or financial goals.

     

Find the right investment for you

Fixed term

Special

Our special rate and term, only available for a limited time.

  • Earn an income from your investment
  • Depending on the term, have the interest paid regularly or at maturity
  • PIE option available
  • Open and manage through internet banking or our app

Interest rates are subject to change.

Fixed term

Lock your money away for longer and earn a higher rate.

  • Earn an income from your investment with interim interest payments
  • Depending on the term, have the interest paid regularly or at maturity
  • PIE option available
  • Open and manage through internet banking or our app

Interest rates are subject to change.

Fixed term

Fixed returns on money locked in for a short period.

  • Earn an income from your investment
  • Depending on the term, have the interest paid regularly or at maturity
  • PIE option available
  • Open and manage through internet banking or our app

Interest rates are subject to change.

Savings

Our best savings account – add money whenever you like.

  • Withdraw money by giving 90 days advance notice
  • Make as many withdrawals as you like
  • Have the interest compound or paid out to another account
  • Notice Saver is a PIE investment

Interest rates are subject to change.

Savings

Our best savings account – add money whenever you like.

  • Withdraw money by giving 32 days advance notice
  • Make as many withdrawals as you like
  • Have the interest compound or paid out to another account
  • Notice Saver is a PIE investment

Interest rates are subject to change.

Savings

Immediate access to your money if you need it.

  • Deposit or withdraw money any time
  • Earn bonus interest when no withdrawals and minimum balance requirements are met
  • Minimum of $2,000 to earn interest
  • PIE option available

Interest rates are subject to change.

Savings

Bonus interest if you stay on track and don't dip into your account.

  • Earn higher interest if you don't make any withdrawals and deposit at least $20 in a month
  • Free in-branch deposits, one free withdrawal each month then $5 each

Interest rates are subject to change.

Savings

Earn interest, but have instant access to your money.

  • Pay $1 per electronic withdrawal
  • Pay $3 per in-branch transaction (one free deposit per month)
  • Choose to get a Visa Debit Card or EFTPOS card.

Interest rates are subject to change.

Kiwi Wealth

Start investing with as little as $500.

  • Three funds to choose from to suit your investment timeframe, savings goals and attitude to risk
  • Flexibility to make contributions when you want to
  • No penalties when you make a withdrawal
  • Set up your managed funds account online in minutes
Kiwi Wealth

Available if you have $100,000 or more to invest.

  • Personalised investment advice tailored to your goals
  • Diversified portfolio of local and global investments
  • Comprehensive online reporting so you can see where your money’s invested and how it’s performing

Apply for an investment

If you’re keen to build your nest egg with a savings or investments account, you can apply online.

New to Kiwibank or want to talk through options?

No problem, the easiest way to apply is to complete our form and an investment expert will call you.

Apply now

Already a Kiwibank customer?

Log in to Internet Banking and go to Apply & Open to make it happen.

Log in to Internet Banking

In branch

You can also visit one of our branches whether you're new to Kiwibank or already a Kiwibank customer.

Find my nearest Kiwibank

Once your application is complete, our team will get in touch with you so make sure you have your:

  • IRD number and the IRD number of any joint applicant(s)
  • Prescribed Investor Rate (PIR) if you're applying for a PIE investment
  • Passport and/or driver licence to verify your identity and your address.

If you're a business banking customer, please call 0800 601 601 or talk to our business banking managers.