If you’ve been financially impacted by COVID-19 and need support, see the range of initiatives we’ve put in place if you’re a personal banking customer or a business banking customer. For all other COVID-19 updates, see here.
See latest information on the Government's Finance Guarantee Scheme for businesses.
Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowLog in to internet banking and go to Apply & Open to make it happen.
Log in to Internet BankingOur most popular everyday account with no monthly account or electronic transaction fees – perfect if you like to bank online.
No monthly account fee.
Free online transactions.
You can choose between an EFTPOS or a Visa Debit Card.
Account management fee |
Free |
Electronic transactions - Online, EFTPOS, automatic payment, direct debit, bill payment |
Free |
Electronic transfers between your Kiwibank accounts |
Free |
ATM withdrawal |
Free Service fees may apply to a balance enquiry or overseas ATM. |
Deposits at a Kiwibank branch |
One free deposit per month; $3 per transaction after that |
Withdrawals at a Kiwibank branch |
$3 per transaction |
Interest rate |
|
Access your money anytime with internet, mobile, text and phone banking as well as ATM and EFTPOS.
You can apply for an overdraft to help you cover unexpected expenses or purchases.
If you’re opening a new account with Kiwibank, you'll need to verify your identity and address.
Set up and track your savings goals in internet banking with Goal Tracker.
Review your transactions using internet banking or our mobile app. Postal statements aren't available.
If you’re keen to open an account with a Kiwibank, let’s get started.
Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowLog in to internet banking and go to Apply & Open to make it happen.
Log in to Internet BankingIf you’re opening a new account with Kiwibank, you'll need to verify your identity and address. You can do this online if you have a RealMe verified identity. Otherwise, bring two forms of ID and proof of address to your nearest Kiwibank. Please give us a call to book an appointment before you visit.
An account that takes care of your bills automatically.
Monthly account fee.
No monthly account or electronic fees.
Earn high interest across up to four Front Runner accounts if their combined balance is over $4,000.
No monthly account or electronic fees.
Interest rates are subject to change.
Download Kiwibank’s Disclosure Statement (PDF 4.2 MB) or pick up a copy at your nearest Kiwibank.