Whether you're looking for a bigger home, downsizing, buying another home in a different city or getting on the investment property ladder, we can help you buy your next home.
You generally have three options:
You usually need a 20% deposit to qualify for a home loan.
A larger deposit may sometimes be required for an investment property. However, if you already own a home, you might be able to use some of the equity you’ve built up in it as a deposit on an investment property.
Conditional approval will give you an idea of how much money you could borrow. This means you can focus on houses within your budget and you’ll also be able to move quickly and make an offer when you find a house you want.
Conditional approval lasts for 90 days.
More about conditional approval
Once you’re happy that all of the conditions of your offer have been met and all the i’s are dotted and the t’s are crossed, then your contract will go unconditional and you’ll officially have your next home to move in to or be a property investor.
More about moving into your home
Buying a new home means you also have to think about your current one. You generally have three options and the process will vary depending on what you choose.