You’ve done the hard yards and pulled together a house deposit, now it’s time to find the right home and get it for the right price.

The process and your home loan options will vary depending on if you’re a first-time buyer, building a home, buying your next home or hoping to buy an investment property.

Handy terms to know while you look for a home

  1. Asking price

    The advertised price for a property - the price you actually pay can be different.

  2. Market value

    An estimate of the property value right now – that is, what a buyer would be prepared to pay and what a seller would accept for the property at a point in time.

  3. Rateable value (RV)

    The value placed on a property by the local council for rating purposes (also known as the Government Valuation or GV).

Next steps to buying a home

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Our home loan specialists and tools can help you through the journey of buying your first home.

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Our home loan specialists can walk you through the process of buying a home and discuss what your options are.

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Use our calculator

Our mortgage calculator can help you get an idea of what your repayments could be for your new home.

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