Getting a home loan

Talk to a specialist

Whether you're looking to buy your first home, switch to a bigger one, or looking to buy an investment property, let us help you through the process.

Make home a place you own

Switch to Kiwibank and get our home loan rate fixed for 3 years

Want a home loan that’s homegrown? We’re making it easy to switch to Kiwibank with our free refinancing package and a great rate of fixed for 3 years.

Minimum 20% equity. Interest rates subject to change. Kiwibank’s lending criteria, terms and conditions, and fees apply. See T&Cs for free refinancing package conditions.

Canstar Bank of the Year Home Loans 2021

Bank of the Year - Home Loans

We've received Canstar's 2021 Bank of the Year - Home Loans Award.

Learn more

Current rates & specials

Interest rates are subject to change.

Tools & tips to help get you there

Start your home buying journey

Whatever stage you're at, we have home loans specialists and tools to help you through the process.

Talk to a specialist

Our home loan specialists can walk you through the process of buying a home and discuss what your options are.

Find a specialist

Use our calculator

Our mortgage calculator can help you get an idea of what your repayments could be for your new home.

Calculate now