Find the right business credit card
The best business credit card cashback earn rate in Aotearoa.
Other fees and interest apply. Interest rates and cashback earn rate are subject to change.
Manage business expenses with low interest, cardholder limits, and access to Visa commercial offers.
Other fees and interest apply. Interest rates are subject to change.
Exclusive offers with your business credit card
Get access to discounts and partner offers - just for Kiwibank Business Visa cardholders.
Getting the most out of your business credit card
Using your business credit card
Learn how your billing account and individual cardholder credit limits work together, how to make an early repayment or change the credit limits for your business.
Expense management
Take control of your business spending by integrating your Kiwibank Business Credit Card with expense management software for seamless reconciliation and smarter expense tracking.
Online banking
Manage your business finances with internet banking, our app, and by integrating your accounting software.
Apply for a business credit card
Have a Xero or MYOB account?
If you're a director of a New Zealand registered company with Xero or MYOB Business (Lite, Pro or AccountRight) apply online through Fast Capital.
Apply nowDownload & complete the application form
Email the completed form along with your last 12 months worth of business financials to business.banking@kiwibank.co.nz.
Download formTalk to a business banking specialist
Talk to one of our business banking specialists. They'll let you know what you need to do and what your options are.
Talk to usKiwibank's lending criteria, terms and conditions, and fees apply. Interest rate subject to change.
Business+ Visa: Cashback is earned only on eligible purchases. It will not be awarded on fees, interest, balance transfers, government charges, gambling transactions or chips, money orders, travellers’ cheques, foreign currency cash, cash advances or ATM withdrawals, or any transaction that is reversed, refunded, or charged back. Cashback will also not apply if your account is in breach of the Terms, not in good standing, flagged for fraud, abuse, illegality, or other prohibited activity, or in other instances outlined in our internal policies (including repeated refund behaviour).
Credit card accounts with positive balances are protected under the Depositor Compensation Scheme.