Lock in a rate (and your repayments) for a set period of time - from six months to five years.
Think of it like a giant overdraft - pay it off or withdraw up to you limit anytime.
Welcome Home Loans
If you earn under a certain amount a Welcome Home Loan means you could buy your first home with as little as 10% deposit.
First home buyer's guide
Buying your first home can be a complex and stressful experience. We’ve put together this guide to make it easy to get your place sorted.
The language surrounding home buying can be pretty confusing. Here are some common terms and definitions simplified.
Get $2,000 with your new home loan
Lending criteria, terms and conditions and fees apply. Minimum new lending $200,000. Your salary or wages must be credited to a Kiwibank account. To get $2000, you must apply for a new Kiwibank Home Loan or switch your existing Home Loan to Kiwibank between 22 January and 4 March 2018 and drawdown by 31 March 2018. If the home loan does not remain with Kiwibank for a minimum of 3 years a cash clawback may apply. Excludes business lending. Interest rates subject to change.
Kiwibank’s lending criteria, terms and conditions, and fees apply.