We’re here to help you

Our home loan specialists are ready to chat over the phone and in store, and our Mobile Mortgage Managers will come to you – no matter where you are on your home buying journey. Talk to someone.

We stand up for first home buyers

At Kiwibank, you might not always need a 20% deposit to get your first home. Check out how we may be able to help.

Our refinancing package makes it easy

You could save up to $2,000 off the cost of refinancing with our refinancing package, and we’ll make the switch as simple as possible. See the details and conditions.

It’s not just about the home loan

We want to help with more than just your home loan. When you bank with us, you'll get:

  • A secure email service, so you can contact our Online Customer Service team anytime

  • No transaction fees on your everyday banking

  • Award-winning internet banking and mobile apps

  • Low cost credit cards and the flashest Airpoint credit cards around

  • Insurance options for your home, your stuff and you

  • There’s heaps more, because we’re the bank that stands up for New Zealand.

Interested? Let's talk

Get in touch or apply now

Kiwibank’s lending criteria, terms and conditions, and other fees apply. Interest rates are subject to change.