Repayment calculator

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Work out your regular repayments and how quickly you could pay off your home loan.

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This calculator uses calculations based on the assumption you have a 20% deposit. With the recent changes to LVR restrictions, we may be able to help you into your first home if you have a lower deposit.

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Whatever stage you're at, we have home loans specialists and tools to help you through the process.

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Our home loan specialists can walk you through the process of buying a home and discuss what your options are.

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How to apply

Have a look at how the home loan application process will go and what you'll need before you apply.

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See our other home loan calculators

Borrowing calculator

Get an idea of how much you could borrow to buy a home by telling us your income and deposit.

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How much could you spend on a house?

See what type of house you could buy based on the weekly repayments you could afford.

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This calculator is intended to provide you with general information only and is based on the details you provide. Therefore this isn't financial advice nor an offer of finance from Kiwibank Limited.

Standard terms and conditions

All loans are subject to Kiwibank’s normal lending criteria, terms and conditions, and it's important to note that fees may apply and that interest rates are subject to change.