Our tips, guides and mortgage calculators can help you work out how to manage your home loan, pay your home off more quickly, or get into your next house.
Saving a house deposit while renting and still trying to have a life is a big task. We’re here to help, so talk to our experts, use our calculators and see if you can tap into your KiwiSaver.
Set your mortgage up in a way that works with your finances and your lifestyle.
Conditional approval, sometimes called pre-approval, will give you an idea (but not a guarantee) of how much money you’ll be able to borrow.
Not sure what equity, LVR, RV or table loans are? Check out what these mean as well as some other common terms you may come across during your home buying journey.
LVR stands for loan-to-value ratio (LVR), which looks at how much you're lending relative to the value of your house.
If you want to shake off your mortgage shackles early, then you need to take a close look at your payments, how your home loan is structured and if you can afford to pay even a little bit more.
When you’re already on the property ladder, buying a new home means you also have to think about selling your current one. Do you sell your current home, or buy a new place first?
Whether you’ve got grand designs or you’re dreaming of a starter home, we can construct a home loan to suit your building or renovation project.
You could join the property investor ranks by tapping into the value of your family home if you’re already on the property ladder, or becoming a ‘rentvestor’ if you’re a first-time buyer.
Kiwibank’s lending criteria, terms and conditions and fees apply.