Find the right account for you
Get your money working harder for you
Getting started
Thrive HQ
Whether you're just starting out, paying off debt, or saving for your future, Thrive HQ is our hub for all tools, guides & resources to help get you thriving.
Accounts for kids & teens
Get your tamariki off to a good financial start with their own account. We have accounts for kids and teens to help them lay the groundwork whilst they're young.
Open an account
If you're keen to open an account with Kiwibank, let's get started.
If you’re opening a new account with Kiwibank, we'll need to verify your identity and address. You can do this online using your smartphone, or your RealMe verified account, if you have one. Otherwise, you’ll need to bring acceptable forms of ID and proof of address to your nearest Kiwibank. Please give us a call to book an appointment before you visit.
New to Kiwibank?
Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowAlready a Kiwibank customer?
Log in to internet banking and go to Apply & Open to make it happen.
Log in to Internet BankingManaging your account
Making payments
There are a number of ways you can make a payment to purchase something or pay for a bill - choose what suits you.
Support hub
Support and help if you want to get to grips with things like online banking, how to reset your password or PIN, updating your personal details and payment times.
Financial hardship assistance
If you’re going through financial hardship we may be able to help you. Please don’t be afraid to talk to us – the sooner you do, the sooner we can work out what we can do to help.
We no longer offer the Tertiary pack or the Now, Front Runner, Bill Blaster, First Saver, Back-up Saver or Fast Forward Saver accounts. If you currently have one of these, you can find the relevant information about these products on our products no longer offered page.
Retail products aren't available to financial institutions or wholesale customers.