Getting started
The property hunt starts when you begin looking at homes, and ends when you've bought one. On the journey, there's a lot that can happen, so we've put together some handy guides for you.
Get conditional approval
Before you get too far down the road, you'll want to be conditionally approved. This means having a conversation with us about your finances and we'll let you know how much we could lend you so you can go shopping with a number in mind.
Understand the different ways to buy property
When you start looking around, you might see terms such as 'tender', 'auction' and 'price by negotiation', depending on how the vendor has decided to sell their property. This guide breaks down what these terms mean.
Know where the market is at
Find out what's going on in the market — whether things are looking up or down and what this means for property prices. Our economists have put together a housing market forecast to help you understand the lay of the land.
Finding the right home for you
When you start your property hunt, things can move fast and you need to stay prepared. These guides will help you know what to do at each stage and help you put your best foot forward when buying.
Finding a home
We've pulled together some things to think about when you're visiting properties, including a checklist that you can take with you. This guide will give you a good idea of what you can ask the real estate agent.
Doing due diligence
When you've found a property you like, you need to do your homework before buying it. This involves engaging a lawyer and arranging checks and inspections. We've compiled a list of common checks to help you get started.
Making an offer
Once you're in a good position to buy a property, you can formally make an offer. This process looks a bit different in every situation but we've outlined how it generally works so you know what to expect.
Let's get you into your first home
Our home loan specialists and tools can help you through the journey of buying your first home.
Talk to a specialist
Our home loan specialists can walk you through the process of buying a home and discuss what your options are.
Find a specialistFirst home buyer calculator
Our first home buyer calculator allows you to work out how much you may be able to borrow and compare different repayment scenarios.
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