Kiwibank MasterCard Gold gives you flexibility for bigger purchases and, if you travel overseas, you’ll get complimentary overseas travel insurance for you and any immediate family travelling with you, simply by purchasing your travel and/or accommodation with your card before leaving New Zealand.
Pay on any transferred balance from a non-Kiwibank credit card for six months. Transfers are subject to your Kiwibank approved credit limit. Apply online for a new credit card, or call us on 0800 521 521.
purchase interest rate. (Interest rates are subject to change).
cash advance rate. (Interest rates are subject to change).
Up to 55 interest free days, as long as you pay off your entire balance in full every month by the due date. The interest free period does not apply to cash advances or balance transfers.
5% or $10 minimum monthly repayments, whichever is greater.
$40 account fee every six months. We’ll waive this fee if you have an outstanding home loan balance or deposits of $150,000 or more with Kiwibank on the fee assessment date.
$10 fee for a joint/additional cardholder every six months. We can also waive this fee, as mentioned in the previous bullet point.