What's your excess?
The excess is the amount that you pay for each claim. The standard excess for contents in an owner occupied house is $250, but you can select a higher excess and in return you’ll pay lower premiums. You'll need to make sure you select an excess that's affordable if you need to make a claim.
You can choose the payment option that suits your needs – direct debit or credit card. And you can pay your premiums fortnightly, monthly or yearly. There's no extra cost if you select to pay monthly or fortnightly.